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Bank of China Securities Capital Protection 1 hybrid fund is a scam! ! !
You mean the fund 00260 1? The following figure shows the trend of its net value since its establishment:

I don't know where you bought it, so I can't help you analyze it.

However, this fund was established on 20 16-04-29, and it was established after the stock market melted down. So it was still rising until 20 17, 1 1.

If you bought it near 20 17- 1 1, you will lose money if you get it now.

This product is a regular product. In its 20 18-6-30 investment report, the stock position is only a little more than 5.94%, the bond is11.37%, and the cash is 1. 12%.

Moreover, even if the net value of 1 is issued, the maximum value does not exceed 1.05, and the time to fall below 1 net value is only one day: 20 16- 12-20, and the overall risk is controllable.

If you are losing money, I believe that even if you buy at 2017-1-09 (RMB 1.0449), it is still at 20 18-9-2 1 (RMB

Although you bought a capital preservation fund, the capital preservation fund will only be guaranteed when you start to subscribe and hold it until the end of the protection period, and it will not be guaranteed if you subscribe halfway. This is clearly stipulated in the contract of the capital preservation fund.

Moreover, the capital preservation fund has been stopped by the CSRC this year, and such funds will no longer be issued in the future.

In addition, the stock market and bond market are not very good this year. The stock market has fallen for half a year, and the bond market is depressed, so your fund has only fallen by one or two points, which is really not much.

If you can't bear the decline of these two points, then you shouldn't invest in such ups and downs. Instead, you should buy money funds, or subscribe for government bonds, or deposit them directly in the bank for a fixed period of time.