Mutual funds are also called indefinite investment companies. An investment trust organization that provides investments for small business owners and distributes stocks that can be converted into cash at any time. In western countries, due to the developed securities market and serious speculation, people can't decide which stock to buy or when to buy or sell.

Some people with securities experience set out from the pursuit of income, capital appreciation and even investment purposes, organized "mutual funds", raised funds by themselves, and pooled investors' funds to buy various securities. At the same time, they provide investors with another purchase option and get a commission from it. Investors can also exchange investment types by paying some fees as needed.

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Advantages of investment funds: mutual funds have more assets than ordinary investors, and can spread funds to different stocks or even different investment tools to achieve real risk diversification. Mutual fund companies use professional fund managers and research teams to conduct market research and have a thorough understanding of the overall and personal investment environment of both parties; As long as a small fund management fee can benefit from the help of experts, it can be said that this is the best gospel for small investors.

When investors don't want to invest, they can choose to quit at any time. The money for redeeming domestic bond funds can arrive on the next working day, and domestic equity funds and overseas funds can arrive in about one week. Unlike other investment tools, there is a risk of not selling.

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