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Is it illegal to use bank loans as futures?
It depends on whether the bank's money is used for the specified purpose. Under normal circumstances, I personally feel that this bank does not care. Of course, I'm not studying law.

But from the common sense, after the bank transfers the money to your account, all the bank asks is that you return the principal and interest on time.

If you don't postpone the repayment, the default should be that the bank will not investigate the use of your funds. After all, what the bank is worried about is not what you did with the money, but whether you can repay me with interest after you borrowed my money.

If the enterprise uses the bank's money as futures, it is more complicated to divide the nature of your loan. If it is a trading enterprise that manages loans, it should be able to do futures for spot hedging. . Consult the bank for details.