Personal credit reports come from the People's Bank of China and can only be issued by the People's Bank of China at present, but some big banks have inquiry facilities and can directly inquire. Users who want to inquire about personal credit certificates should go to the outlets of the People's Bank of China with relevant personal identification documents, handle printing business at the counter or print at the self-service terminal. Or you can log in to the Credit Information Center of the People's Bank of official website and China for inquiry and printing.

The purpose of personal credit report

Personal credit report comprehensively and objectively records the credit activities of customers and reflects the real credit status of customers. Specific uses are as follows:

1. Looking for a job: Some companies require a review of personal credit reports when recruiting. In particular, banks, insurance companies and securities companies must submit personal credit reports when recruiting. In many places in China, personal credit reports are very important for job hunting;

2. Opening an account: Stock index futures investors also need personal credit reports when applying for opening an account. The financial futures exchange has asked futures companies to conduct a comprehensive evaluation of natural persons in stock index futures. The Credit Information Center of the People's Bank of China provides the social version of personal credit report inquiry to the applicants of stock index futures accounts;

3. Renting: In order to understand the credit status of both parties, personal credit reports are needed to prevent the risk of renting. A real estate agent said that the personal credit report is only issued to prove the credibility of the renter and will not deliberately destroy indoor facilities or evade rent.