1. Contact the lending platform: try to get in touch with the lending platform through the contact information provided by the platform and explain your problems. They may provide guidance to help you solve your repayment difficulties.

2. Seek legal aid: If necessary, you can consult local legal aid agencies or private lawyers to understand your rights and interests in this situation and feasible solutions.

3. Maintain communication and cooperation: maintain a positive communication and cooperation attitude with the lending platform and explain your willingness and efforts to find repayment channels. This will show your sincerity and help you find a solution.

4. Act according to the terms of the contract: read and understand the terms of the contract between you and the lending platform carefully. Make sure that you have a clear understanding of the related repayment responsibilities and consequences, so as to make the right decision.

Summary:

If there is no repayment platform for overdue funds, the key is to maintain good communication and cooperation with the platform. At the same time, you can seek legal aid and know your rights and interests. It is important to abide by the terms of the contract and try to solve the repayment difficulties. Please note that these suggestions are for reference only, and the final solution may vary according to individual circumstances.