Account type refers to the account type used by investors in the investment market. General account and basic account are the two most commonly used account types for investors, and there are obvious differences between them. This paper will introduce the differences between general accounts and basic account in detail to help investors better understand these two types of accounts and make better investments.

I. General accounts

Ordinary account is the most commonly used account type for investors in the investment market. It can be used to invest in various financial products, including stocks, funds, futures and foreign exchange. The main feature of ordinary account is that investors can freely choose financial products according to their investment objectives and risk tolerance, and can adjust their investment portfolio at any time according to market changes.

Second, basic account

Basic account is another account for investors in the investment market. Mainly used for investment fund products. Investors can choose appropriate fund products for investment according to their investment objectives and risk tolerance. The main feature of basic account is that investors can adjust their investment portfolio at any time according to market changes, but investors are not free to choose financial products and can only invest in fund products.

Third, the difference between general account and basic account.

1. Different investment scope: general accounts can be used to invest in various financial products, while basic account can only be used to invest in fund products.

2. Different degrees of freedom in investment: General account investors can freely choose investment wealth management products according to their investment objectives and risk tolerance, while basic account investors can only invest in fund products, but not freely choose investment wealth management products.

3. Different investment costs: general account investors can adjust their investment portfolio at any time according to changes in market conditions, but investors need to bear transaction costs; Investors in basic account can adjust their portfolios at any time according to changes in market conditions, but investors do not need to bear transaction costs.

Fourth, summary.

As can be seen from the above, general account and basic account are the two most commonly used account types for investors, and there are obvious differences between them. Ordinary accounts can be used to invest in various financial products, and investors can freely choose to invest in financial products according to their investment objectives and risk tolerance; Basic account can only be used to invest in fund products, and investors can only invest in fund products, and cannot freely choose investment and wealth management products. When choosing an account type, investors should choose the appropriate account type according to their investment objectives and risk tolerance, so as to make better investments.