The main conclusions of the insurance system assessment report are as follows:
First, establish the legal status of investment rights such as equity and form a multi-dimensional protection of investors' rights and interests. The General Principles of the Civil Law of People's Republic of China (PRC) and the State Law promulgated on 20 17 listed the investment right as the object of the protection of the rights of civil subjects for the first time, and established the legal status of investment rights such as equity in the basic civil law, thus forming a multi-dimensional protection of investors' rights and interests, and further clarifying the inviolability of investors' rights from the legal level.
Second, the focus of insurance system construction is combined with the reality of capital market development, with accurate positioning and strong pertinence. Since the beginning of this year, in accordance with the spirit of perfecting the modern financial enterprise system, promoting the construction of modern financial supervision framework, perfecting the financial rule of law and ensuring national financial security put forward by the National Financial Work Conference, the CSRC has successively formulated, revised and issued a series of supervision regulations, aiming at promoting the industry to improve its compliance management level and comprehensive risk management ability, strengthening the front-line supervision responsibility, and the supervisors and the supervised make joint efforts to maintain the sustained and healthy development of the industry and protect the legitimate rights and interests of investors.
Third, the implementation of the investor appropriateness management system has achieved initial results, and nearly 60% of investors expressed satisfaction. 20 17 The system of investor suitability has been fully developed. Exchanges and industry associations shall formulate detailed rules or implementation guidelines for investor suitability management, organize publicity, interpretation and training of new regulations, and carry out special inspections to help the implementation of investor suitability system in all directions. The survey shows that 57% of investors are satisfied with the implementation of proper management.
Fourth, the education level of investors has been greatly improved, and the investment in teaching has been greatly affirmed by investors. 20 17 investor education in the whole market is developing vigorously, with all-encompassing contents, flexible forms, rich communication carriers and wide audiences. In particular, the construction of investor education base provides a strong support for the systematic popularization of securities and futures knowledge. The survey shows that 58% of investors are satisfied or very satisfied with investor education.
Fifth, the protection of investors in listed companies has increased, and investors' satisfaction with the protection of basic rights and interests has improved. 20 17 listed companies continue to strengthen investor protection. The survey shows that investors are satisfied with the effectiveness of the protection of listed companies' investors' right to participate in decision-making, right to know and right to income, which are 47.43%, 48.57% and 48.83% respectively, up by 6.63, 6.47 and 5.93 percentage points over the previous year.
Sixth, a number of investor protection systems have been promoted in an orderly manner, and the post-event protection mechanism has been gradually improved. During 2065438+2007, eight pilot mediation organizations actively carried out diversified settlement of securities and futures disputes, and Xintai Electric fraudulently issued investors to pay compensation first, which achieved good social effects and the judicial relief channels for protecting investors' rights and interests were smoother. By establishing a diversified dispute resolution mechanism, improving the compensation mechanism for small and medium-sized investors, strengthening supervision and crackdown afterwards, and gradually improving the afterwards protection mechanism for investors' rights and interests.
Seventh, investors believe that there is still room for improvement in the construction of investor protection system. The main performance is that the implementation of some new regulations needs to be strengthened, and the revision of rules needs to cooperate with the strict and comprehensive supervision of regulatory agencies; The total number of complaints against securities companies is increasing day by day, and the compliance management system of securities companies needs to be continuously improved and optimized.
Eighth, policy suggestions. It is suggested to strengthen the evaluation of investor suitability management to ensure the implementation of the system; Further improve the compensation system such as advance payment, and increase the support of regulatory agencies for investors to safeguard their own civil rights and interests; Emphasize the overall planning of the whole market and improve the pertinence of the construction of investor protection system; Continue to promote judicial relief and protection, and study effective channels and facilities to increase civil compensation.