Bank interest settlement refers to the bank's settlement of deposit and loan interest at the agreed interest rate according to your deposit and loan accumulation in the bank.
The Notice on Interest-bearing Settlement of RMB Deposits and Loans issued earlier by the People's Bank of China will be officially implemented on July 1 2005. The new regulations change the interest settlement method of personal demand deposits from annual settlement to quarterly settlement, allowing financial institutions to make their own interest settlement and settlement rules for call deposits, agreement deposits, time deposits, deposits and withdrawals, lump-sum deposits and withdrawals under the principle of not exceeding the upper limit of the interest rate of deposits of the same grade in the same period of the People's Bank of China. This means that when individual depositors and borrowers handle the same deposit or loan in different banks, the interest rate is different.
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China Construction Bank, formerly known as People's Construction Bank of China, was established in June 1954+ 10/(later renamed as China Construction Bank on March 26th, 1 996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.
The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country.
20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second. On February 20 17, brand finance released the list of the top 500 global brands in 20 17, and China Construction Bank ranked 14. In 20 18, Fortune Global 500 ranked 3 1.
20 18 February, the "Top 500 World Brands of 20 18" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. July 20 19 was selected as the Fortune Global 500. "Belt and Road" China enterprises ranked 40th on the 100 list.
20 19 12, China Construction Bank was selected as the brand of 20 19 China Brand Power Festival 100. 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Construction Bank ranked 25th. 20201October 4th, 65438, won the evergreen award of Caijing 2020 "Sustainable Development Benefit Award". In March 2020, it was selected as one of the top 500 global brands in 2020 13.
China Construction Bank was established in June 1954+ 10/0/. The basic background of the establishment of China Construction Bank is that People's Republic of China (PRC) began to implement the first five-year plan to develop the national economy, and large-scale economic construction centered on 156 key projects has been launched all over the country. In order to manage the huge construction funds, China Construction Bank came into being.