After many people apply for a credit card, the limit is not very high. This does not matter, because all major banks have limit increase policies, and different banks have different policies. I will take Agricultural Bank of China as an example below.
How to increase the limit of Agricultural Bank of China credit card?
The Agricultural Bank of China will adjust the original limit when the customer applies for the limit, the length of the card opening, consumption situation, repayment situation, credit record, and repayment ability. and other factors for comprehensive evaluation. It is recommended that cardholders use the card more often at restaurants, department stores, people's livelihood, and service merchants. Timely repayment and maintaining a good credit record and habits will help improve the overall score.
Agricultural Bank of China credit card limit increase method:
1. Palm Bank: Log in to the Palm Bank APP, click "Homepage → Credit Card → Limit Adjustment" and select a temporary limit or a permanent limit.
2. Online banking: Log in to personal online banking, click "Credit Card → Settings → Limit Adjustment" and select a temporary limit or a permanent limit.
3. WeChat: Follow the "Agricultural Bank of China Micro Banking" WeChat official account, click "Business Hall → Credit Card → My Limit", jump to the Palm Bank APP to select a temporary limit or a permanent limit.
4. Credit card WeChat: Follow the "Agricultural Bank of China Credit Card" WeChat official account, click "Account Check/Repayment → My Limit" at the bottom of the page, click to open, jump to the Palm Bank APP to select a temporary limit or a permanent limit .
5. Customer service hotline: Call the Agricultural Bank of China credit card 24-hour customer service hotline to apply for adjusting the temporary limit or permanent limit of the credit card.
In general, if you want to increase your credit card limit, cardholders need to maintain good consumption and repayment records, consume reasonably, and repay on time.