How do college students manage money and make money? Most college students are not financially independent, and their sources of livelihood are basically supported by their parents, so there is no stable source of income. How do college students make money through financial management? The principle of financial management that college students should follow should be thrift and prudent financial management. In terms of expenditure, it is necessary to carry out strict management, not to compare with others, to form a valuable quality of thrift, and to accumulate net assets more effectively. College students should be rational in investing and managing money, and don't blindly follow suit. If they have idle funds, they can learn to invest appropriately, but they must pay attention to risks.

College students' financial management: 1, making small money skillfully with credit cards.

Many people don't know that college students can also apply for credit cards. There are only a handful of credit cards that support college students' applications, including China Bank Taobao Campus Card, China Construction Bank College Student Credit Card and Agricultural Bank Advanced Card.

After successfully applying for a credit card, you can enjoy various credit card benefits, such as gift card opening, credit card cashback and points cashback. You must always pay attention to the bank credit card preferential activities. In daily consumption, you can also swipe your card when swiping it, and use your credit card skillfully, with an interest-free period of 20-56 days. During this period, you also have a certain expected annualized expected return when you deposit your money in the bank.

Financial management for college students: 2. Bank savings.

For college students, savings is the most basic investment and wealth management product. Compared with other types of investment and financial management, the advantages of bank savings are: variety, flexibility, value-added, safety and stability. Investors can specify the amount and term structure of bank deposits according to their future income and expenditure and their expectation and grasp of future investment opportunities.

Financial management for college students: 3. Baby financial management law.

After a period of scenery, the expected annualized income of Yu 'ebao products is not as good as before, but this does not affect college students to use it to manage their finances. Because the main demand of college students' financial management is the flexibility of funds, "baby" products are the most suitable.

Taking Yu 'ebao as an example, it is actually very convenient to dock Alipay to shop in Taobao, and students can transfer money at any time when eating AA. The 7-day historical expected annualized expected return is around. If you deposit 1 0,000 yuan, you can generate 1 gross expected annualized expected income every day.

Financial management for college students: 4. Online loan investment.

The so-called online loan investment is simply the investment behavior of investors with investment intentions to lend funds to borrowers with capital needs through online loan platforms and obtain expected annualized interest income. Compared with traditional investment and financial management methods, online lending has the advantages of low investment threshold, stable expected annualized income, free planning of investment period and convenient procedures.

How do college students manage money and make money? It is necessary for college students to cultivate good financial habits, but as a college student, while managing money, they should not affect their studies and courses, but at the same time, college students should not forget the premise of not affecting their studies and courses, and should not be overly addicted to financial management and investment.