After the Everbright Credit Card is activated, how to receive gifts from the app?

You can log in to receive it on your computer, or you can download the Everbright Bank’s mobile banking and log in to receive it.

The general steps for computer login are as follows:

Operating environment: MacBook, macOS (10.15.7) system, Baidu browser (version number), bank official website.

First, log in to the official website of Everbright Bank Credit Card, select points redemption in the navigation bar of the homepage, click and enter the page;

Second, select your favorite on the points redemption page of the gift, enter the detailed introduction page of the gift;

Third, choose to redeem immediately or join the redemption, and add the gift to the shopping cart;

Fourth, in the settlement center Confirm the order information, submit and complete the deduction of points.

Notes on credit cards; 1. Repay on time. After using a credit card, be sure to remember to repay on time. Once it is overdue, it will not only result in a bad credit record, but the bank will also charge overdue penalty interest. 2. Don’t swipe your credit card too frequently. Some people use credit cards frequently and the intervals between credit card swiping are short. Such behavior can easily be risk controlled by banks. 3. Diversify consumption. When cardholders use credit cards for consumption, they should be diversified and not limited to one place. They can swipe their cards in hotels, restaurants, shopping malls and other places. If you keep spending in one place, the bank will think that the cardholder does not have the spending power and will lower the credit limit of the credit card.

Credit card

A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.

Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000).

On May 25, 2021, the Supreme People’s Court issued and implemented the “Regulations of the Supreme People’s Court on Several Issues Concerning the Trial of Bank Card Civil Cases.”

How to earn points with Everbright Credit Card?

Everbright Credit Card does not have points for all purchases. Generally, points are awarded for swiping the card in shopping malls, department stores, restaurants, hotel accommodations, travel, etc. Consumption that does not count as points include: online shopping, house buying, car buying, wholesale , charities, non-profits, government payment transactions, public schools, public hospitals, finance and other merchants that clearly indicate on the credit card website that they do not accumulate points. Therefore, you can use your credit card to earn points for travel, fun and shopping, such as banquets, traveling abroad, etc. . Banks often cooperate with some designated merchants, and you can earn multiple points by swiping your card at these merchants. The list of designated merchants of the bank can be found on the official credit card website of the bank. On the bank’s official website, there are points promotions throughout the year.

For example, you can get points when you apply for a card, you can get points when you apply for installments, etc. You can always pay attention to the official website promotions to double your points. Operating environment: Redmi k20, MIUI11.0.4

1. Everbright Bank’s credit card points can be directly used to redeem corresponding gifts. Gifts can be redeemed in the following ways: Everbright Bank Online Banking Redemption: Log in to Everbright Bank Credit Card Click "Redeem Points". Then click on the gift you want to redeem to enter the corresponding page, then click "Buy Now" or "Add to Redeem". After adding the gift to the shopping cart, you can go to the settlement center to fill in the relevant information, and then click "Confirm Redemption" to enter the page for filling in the delivery address. Fill in the accurate delivery address on this page, then enter the verification code to obtain the dynamic password, and then click "Next" to complete the gift redemption. Everbright Bank customer service telephone exchange: Everbright Bank credit card customers can directly call Everbright Bank customer service: 4007-888-888 to be transferred to manual service for exchange.

2. Everbright Credit Card Points Rules: Use China Everbright Bank Credit Card for points-accrued transactions. You can get 1 point for a single purchase of RMB 1, 8 points for a USD 1, and EUR 1. 8 points; when you use a China Everbright Bank credit card to withdraw cash, you can get 100 points for a total of 1 yuan in handling fees, and 800 points for a total of 1 US dollar or 1 euro. Among them, points will not be calculated for cash withdrawal transactions that do not charge cash withdrawal fees. If a customer holds two or more Everbright Bank credit cards, the points accumulated by each card will be combined. For refunds arising from credit card billing disputes or other reasons, China Everbright Bank will adjust the points previously earned in proportion to the amount of the refund. China Everbright Bank reserves the right to adjust the points conversion ratio and reserves the right of interpretation within the scope permitted by law.

How to use Everbright Credit Card points?

Usage of Everbright Credit Card Points:

1. Under Windows system, open the browser.

2. Log in to the Everbright Bank Credit Card Points Mall webpage in the browser.

3. Select the gift you want to redeem and click on the gift picture or gift name.

4. On the shopping cart page, click "Enter Checkout Center" after confirming the redemption product.

5. After clicking "Enter Settlement Center", the login menu will pop up. After filling in the account information, click "Login" and you can use points to redeem products.

How to earn points with Everbright Credit Card?

Everbright Credit Card can earn points in the following ways:

1. Consumption points: The points rule of Everbright Bank Credit Card is that you can accumulate 1 point for every RMB 1 spent with the card. , you can accumulate 8 points every time you spend over 1 USD overseas, and you can accumulate 8 points every time you spend 1 Euro overseas.

2. Cash withdrawal points: When you withdraw cash with Everbright Credit Card, you will get 100 points when your handling fee exceeds 1 yuan, and 800 points when your handling fee exceeds 1 US dollar/1 euro. Credit card points earned by China Everbright Bank are generally valid within 5 years.

3. Online transactions: There are no credit card points for online payment transactions with Everbright Bank credit cards.

4. Multiple points for birthdays: 2 times the points for the regular gold card’s birthday month, and 3 times the points for the platinum/diamond/infinite card’s birthday month.

5. The types of merchants that are not eligible for Everbright points include: real estate transactions, car sales transactions; wholesale transactions; public hospital transactions; public school transactions; charity and social service transactions; government transactions; agricultural cooperation transactions; county and township preferential transactions.

Everbright Bank Credit Card Points Accumulation Rules

1. Everbright Bank credit card holders can get 1 point for a single purchase or cash withdrawal of RMB 1, and 8 points for a USD 1. A maximum of 20,000 points can be earned for a single RMB cash withdrawal, and a maximum of 24,000 points can be earned for a single USD cash withdrawal. Points will not be calculated for cash withdrawal transactions that do not charge a cash withdrawal fee. Points generated from the transaction amount will take effect on the day after the bank accounting date.

2. If a Everbright Bank credit card holder has two or more credit cards, the points accumulated by each card will be calculated together.

Scope of application of Everbright Bank credit card points: Everbright Bank credit card holders can earn points by swiping their cards for consumption, cash advances, and mail ordering and installment payments of goods through credit cards. However, points will not be calculated for the following items: 1. Real estate transactions; 2. Car sales transactions; 3. Wholesale transactions; 4. Public hospital transactions; 5. Public and school transactions; 6. Charity and social services transactions; 7. Government service transactions.

Methods for redemption of Everbright Bank credit card points

(1) Website, Everbright Bank customers can log in to the "Points Redemption Mall" channel of our bank's website, or log in to the "Rewards World" of our bank's credit card area Check the channel to redeem your favorite gifts.

(2) Online banking Everbright Bank customers can log in to our bank's online banking and enter the "Customer Service" channel "Points Management" page to inquire and redeem recommended gifts.

(3) Customer service is manual. Customers of China Everbright Bank can call China Everbright Bank’s 24-hour customer service hotline 95595 and choose manual service to redeem points.

How to use Everbright Caesar Travel Platinum Card points? Introduction to points rules

The Everbright Caesar Travel Platinum Card is a credit card jointly developed by China Everbright Bank and Caesar Travel, which has attracted the attention of many people. This card is a Mastercard, which is very suitable for people to use when traveling. Moreover, the benefits of this credit card are also very good, and the points accumulation is very good, so many people have applied for this card. So, how to use Everbright Caesar Travel Platinum Card points?

Everbright launches travel platinum card points rules

The points rules for Everbright Bank credit cards are: 1 point for spending 1 yuan, 8 points for 1 US dollar, and 1 point for 1 euro. point.

This credit card doubles the points rule. All purchases that can be counted as points are entitled to double points, and cardholders can also enjoy double points for purchases made on their birthdays.

How to use Everbright Caesar Travel Platinum Card points?

1. VIP lounge services

Cardholders of this credit card can use credit card points to exchange for airport and high-speed rail VIP lounge rights. They only need 8 points per year to exchange for airport and high-speed rail services. VIP room privileges.

2. No annual fee

Cardholders of this credit card can use points to waive the annual fee. The annual fee of 1,188 yuan can be deducted with 200,000 points.

3. Redeem gifts

Cardholders of this credit card can use points to redeem gifts. They can directly log in to China Everbright Bank’s online banking, enter the “Credit Card” interface, and then enter points redemption. interface, you can choose the gift you want and then redeem it with points.

The above is the answer to "How to use the Everbright Caesar Travel Platinum Card points?" You can use the Everbright Caesar Travel Platinum Card points to redeem gifts, or you can use the points to exchange for your future travels. VIP room benefits can also be used to waive annual fees, which has many uses.

Everbright Bank Credit Card Points Accumulation and Redemption Rules

According to different regulations of each bank, credit card points can generally be used to exchange for gifts, offset the annual fee of the card, or to offset the annual fee of the card. Cash consumption. What are the rules for accumulating Everbright Bank credit card points? How to redeem points?

1. Everbright Bank Credit Card Points Redemption

2. Everbright Bank Credit Card Points Accumulation Rules

3. Everbright Bank Credit Card Points Validity Period

4. How to query Everbright Bank’s credit card points

Redemption of Everbright Bank’s credit card points

1. Everbright Bank’s credit card point redemption rules

1. After the customer successfully redeems points for gifts , China Everbright Bank will deduct the corresponding points from the customer's points account, and the customer shall not request to restore the points.

2. All gifts, redemption standards and rules are subject to the announcement or catalog of the reward event at the time of redemption. Some redemption gifts are in limited quantity and are available while stocks last. Customers please always pay attention to our bank’s points redemption website for gifts and promotional materials.

3. Points and gifts with a validity period stated in the redemption announcement or catalog cannot be redeemed after expiration.

4. If the points in the customer’s points account are insufficient, the redemption application will automatically become invalid without further notice.

5. In order to protect the rights and interests of customers, all gifts redeemed by points must be signed for by the recipient designated by the customer after being delivered to the address designated by the customer. Unless otherwise specified, gifts will be delivered by the supplier.

6. If the customer’s mobile phone information is inconsistent with the information registered when applying for a debit card or credit card, points redemption will be affected. Please be sure to update your mobile phone information in time.

2. How to redeem Everbright Bank credit card points - online banking redemption

1. Log in to the "Reward World" channel of Everbright Bank Credit Card Zone to enter the points redemption page;

2. Select the gift you want to redeem, click on the gift picture or gift name to enter the gift details introduction page, then click "I want to redeem" and add the gift to your shopping cart;

3. On the shopping cart page, select "Continue Redemption" or click "Enter Checkout Center" after confirming the redemption of gifts;

4. After filling in the personal information correctly, click the "Confirm" button to enter the order Confirmation page;

5. On the order confirmation page, select "Credit card billing address" or manually enter shipping information and select "Specified shipping address";

6. If you select " Specify delivery address" for delivery, please enter the "verification code" and click to obtain the dynamic password;

7. Enter the dynamic password you obtained, click "Next", and the gift redemption is completed.

3. Everbright Bank Credit Card Points Redemption Method - Customer Service Telephone Redemption

Everbright Bank Credit Card customers can call the Everbright Bank 24-hour customer service hotline 95595 and choose manual service to redeem points. or query.

Everbright Bank Credit Card Points Accumulation Rules

1. Everbright Bank Credit Card Points Rules

1. All customers with China Everbright Bank points can use their credit cards and Debit card transactions automatically accumulate points, and points from credit cards and debit cards can be combined. Prerequisites for the combined use of customer points: If China Everbright Bank customers apply for debit cards and credit cards with their ID card information (including three pieces of information: "name", "ID card" and "ID card number"), the debit card points and credit cards will be used. Credit card points will be automatically consolidated. If the customer uses non-identity document information to register the credit card and debit card, or the registered document type or document number information is inconsistent, the customer's credit card and debit card points cannot be combined and associated and used, and can only be used separately.

2. This points reward plan allows the redemption of points with the main credit card or the main standard card. The points of the supplementary card, MINI card and special-shaped card will be combined into the points account. You cannot apply for point gift redemption. However, you can check your points account information. Sunshine Huitong Card and Digital China Distribution Credit Card issued by China Everbright Bank do not participate in the points reward program. If other credit cards have special regulations, cardholders should always pay attention to our bank's points redemption website for gifts and promotional materials, and the announcement shall prevail.

3. When a Everbright Bank customer redeems a gift from China Everbright Bank in accordance with the terms of these rules, if any of the following circumstances occurs, the customer will immediately lose the redemption qualification of the points reward program:

1) The credit card or debit card held has been suspended or controlled, the credit card has been canceled by oneself, and the account has been frozen;

2) There are overdue accounts that have not been repaid, and the minimum repayment amount of the two-month bill has not been paid;

3) Violation of the "China Everbright Bank Credit Card Acceptance Agreement" and the terms of these Terms or other relevant regulations;

4) Other special circumstances stipulated by China Everbright Bank.

2. Rules for accumulating points for Everbright Bank credit cards

1. Everbright Bank credit card holders are eligible for credit card purchases, cash advances, mail ordering of goods, and installment payments through credit cards. Points can be earned.

2. Everbright Bank credit card holders can earn 1 point for a single purchase or cash withdrawal of RMB 1, and 8 points for a USD 1. A single RMB cash withdrawal can earn up to 20,000 points, and a USD cash withdrawal can earn up to 20,000 points. A maximum of 24,000 points can be earned per transaction, of which points will not be calculated for cash withdrawal transactions that do not charge cash withdrawal fees. Points generated from the transaction amount will take effect on the day after the bank accounting date.

3. If a Everbright Bank credit card holder has two or more credit cards, the points accumulated by each card will be calculated together.

4. For refunds due to disputes over credit card billing or other reasons, China Everbright Bank will adjust the points previously earned in proportion to the amount of the refund.

5. China Everbright Bank reserves the right to adjust the points conversion ratio and reserves the right of interpretation within the scope permitted by law.

3. Points will not be calculated for the following items:

1. Real estate transactions;

2. Car sales transactions;

3. Wholesale transactions;

4. Public hospital transactions;

5. Public and school transactions;

6. Charity and society Service transactions;

7. Government service transactions.

Everbright Bank Credit Card Points Validity Period

1. Everbright Bank Credit Card Points Validity Period Rules

The validity period of Everbright Bank Credit Card Points is the reason why China Everbright Bank encourages cardholders to use credit cards for consumption. Within the period of the value-added function provided, Everbright Bank credit card holders can make purchases through the credit card. After the accumulated points reach a certain number, they can redeem attractive gifts, airline miles and other prizes, and enjoy the value-added services brought by the credit card.

2. The validity period of Everbright Bank credit card points

The validity period of Everbright Bank credit card points is 5 years (including the year the points are generated). After the card expires and is renewed, the points can continue to be redeemed for gifts.

For example: Ms. Hu spent 80 yuan using a Everbright Bank credit card on August 8, 2007. The points generated by this consumption will be effective the next day, so the 80 points will expire on December 31, 2011; On January 2, 2008, I used my Everbright Bank credit card to withdraw RMB 70 in cash. The points generated for this amount will be effective the next day, so the points earned from this cash withdrawal will expire on December 31, 2012.

How to inquire about Everbright Bank’s credit card points

1. How to inquire about Everbright Bank’s credit card points—Bill Inquiry

Our bank will send a message to credit card holders The monthly statement displays introduction points for redeeming gifts, as well as customer points summary information.

2. Method for querying credit card points of China Everbright Bank - ATM self-service equipment

Customers of China Everbright Bank can use our bank's ATM self-service equipment to check points account information with a valid card.

3. China Everbright Bank Credit Card Points Inquiry Method - Customer Service Manual

Everbright Bank customers can call the 24-hour customer service hotline 95595 of China Everbright Bank and choose manual service to redeem points or inquire. .

IV. How to query Everbright Bank’s credit card points - website query

Customers of Everbright Bank can log in to the "Rewards World" column of the "Credit Card" channel on our website, or directly log in to our bank Check your favorite gifts and points account information in the "Rewards World" section of the credit card area.

5. Method for querying Everbright Bank credit card points - Online banking query

Customers log in to our bank's online banking and enter the "Points Management" page of the "Customer Service" channel to query points account information.

6. How to query Everbright Bank credit card points - SMS query

You can also use the mobile phone number reserved by the credit card to write a short message "points" and send it to 95595 to check the current total points.

This is the end of the introduction on how to redeem Everbright Credit Card points for gifts and how to redeem Everbright Bank Credit Points for gifts. Did you find the information you need?