After the incoming call of HSBC credit card is audited, the audit part should be completed. If there is no result for a long time, it may be rejected. Generally, you can receive the credit card about 20-40 days after submitting the application materials. Because credit cards adopt various management modes, it will take about 15 days for your application materials to be submitted to the credit card center for review. After approval, it will take about 7- 15 days for business card printing and mailing.