However, the temporary quota is valid for a certain period of time, and will automatically return to the original quota after the deadline. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.

China Merchants Bank can use China Merchants Bank's mobile banking to apply for a temporary credit line, which can be downloaded and used free of charge in major mobile app stores. The specific application method is as follows:

1. After opening the mobile phone of China Merchants Bank, find the "Credit Card" item and click Enter.

2. After accessing my credit card, find the "limit" item and click Enter.

3. After entering the account limit management, find the "temporary limit" item and click Enter.

4. After adjusting the temporary limit, enter the amount of the required temporary limit, select the verification code obtained after the effective date, and then click Submit.

China Merchants Bank official website-Application for Temporary Quota