The cards suitable for Xiaobai are: Bank of Communications, good batch, high initial quota, many activities and easy to use. China Industrial and Commercial Bank, Kawang, is an authority in the industry. It is very easy to use a card to handle a card. China Merchants Bank, the quota has been raised quickly.
If it is a white household, it needs to have a work unit and be stable for more than half a year. The position is preferably above the department head, with a monthly income of at least 8,000 yuan. If you are a civil servant, a state-owned enterprise, a public institution, a listed company, or a bachelor degree or above, over 25 years old, married and have children. Basically, it is a card above1w.
The most important condition for applying for a credit card is a stable job and income. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful to understand your personal situation and judge the credit limit.
First of all, when you apply for a credit card, you need to know the conditions for applying for a credit card. Generally speaking, the conditions for applying for a credit card are: at least 18 years old, with full capacity, a stable source of work and income, and good personal credit. Generally speaking, these are the most basic conditions. Some banks may need other conditions to apply for credit cards.
In addition to the application conditions, you also need to know the information God needs to apply for a credit card. The main materials needed are the applicant's identity certificate, the applicant's work certificate, the financial income certificate (original or photocopy of the salary record issued by the bank, the income certificate issued by the unit, the income tax withholding certificate, the self-owned real estate license/house purchase contract/bank mortgage repayment schedule, the self-owned car driving license, and the bank deposit certificate, etc. ), and other credit certificates. The more application materials you submit, the more credit cards you have.
In addition, we also need to know the repayment date and billing date of the credit card. The repayment date of a credit card is generally 25 days after the billing date, so be sure to remember your credit card billing date, repay it on time, and never cause the credit card to be overdue.
Source: I love card website