Withdrawing cash is one of the most basic functions of a credit card. With CITIC Bank’s credit card, you can withdraw cash overdraft, or you can withdraw the extra money stored in the credit card. Each CITIC Bank credit card needs to set a transaction password, which can be set after receiving the credit card and activating it. Setting the transaction password means activating the cash advance function. After that, as long as no special application is made, the cash advance function can be kept enabled.

The method of activating the cash advance function of CITIC Bank Credit Card is as follows:

1. Online banking activation: Log in to CITIC Bank Credit Card Online Banking and click "Credit Card" → "Customer Service" → "Transaction password business", follow the prompts to activate the credit card cash withdrawal function.

2. Customer service hotline activation: dial the China CITIC Bank credit card service hotline (400-88-95558), after verifying your identity, press 3, then press 3 again to enter the "Set Transaction Password" function, and follow the voice prompts. The transaction password setting is completed, and the cash withdrawal function is activated.

I hope my answer can help you. You can also call the bank’s customer service number for consultation.