ICBC can apply for a universal credit card through different channels such as bank counter, mobile banking and ICBC official website. When applying for a credit card, different users get different credit lines, so they must repay on time after use, and there can be no overdue repayment, because there will be penalty interest for overdue repayment.
ICBC classifies individual customers into seven-star, six-star, five-star, four-star, three-star and quasi-star. The star point value of seven-star customers is above 80000 (inclusive); The star point value of six-star customers is 10000 (inclusive) ~ 80000; Five-star customers: star point value 2000 (inclusive) ~ 10000.
China Industrial and Commercial Bank is headquartered at No.55 Fuxingmennei Street. Established in 1 98465438+1October1,referred to as ICBC. Its basic task is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.