A credit check will be held if the application is one day overdue. Detailed instructions are as follows:

1. Overview: Yes, a credit investigation will be conducted if the application is one day overdue.

2. The impact of overdue records on credit reports:

- Overdue repayment is a bad credit behavior that will have a negative impact on personal credit records.

- Credit bureaus will include overdue records in personal credit reports and will be visible in credit inquiries.

- The existence of overdue records may lead to a lower credit score, making it difficult for individuals to obtain financial services such as loans and credit cards.

3. The difference in the impact of overdue time on credit report:

- For shorter-term overdue, such as one day, the impact is relatively small, but it will still be recorded in the credit report.

- Being overdue for a long time will have more serious consequences, such as a significant drop in credit scores, the inability to obtain loans and credit cards, etc.

Summary: Repayment behavior that is one day overdue will be recorded in the credit report by the credit bureau, which will have a certain negative impact on the personal credit score and may affect the individual's ability to obtain financial services.

Extended information: According to China’s relevant credit reporting system, any overdue repayment may be recorded in the personal credit report. Credit reports are an important tool for assessing personal credit status and are collected, organized and provided by credit reporting agencies. Overdue records will reflect an individual's repayment ability and credit risk in the credit report, which will have an impact on credit scores and applications for financial services such as loans or credit cards. Therefore, timely repayment of debt is an important way to maintain a good credit record.