Tips for increasing credit card limit of Shanghai Pudong Development Bank:
1. Bill installments
As a commercial bank, it must make profits, so choose appropriate installments to make If the bank makes more money, it will be good for raising the limit.
2. Installment products
Increase the limit by purchasing installment products from Pudong Development Bank’s Daben APP mall. Shanghai Pudong Development Bank calls to recommend installment products. Basically, they are interest-free, but the product The price is higher than the market price, but it does help to increase the quota.
3. Pudong Development Bank’s internal method of raising the limit by email
If the Pudong Development Bank credit card has not raised the limit for a long time, and the financial resources documents are now stronger than those when applying for the card, you can raise the limit by email. Well, the success rate of raising the amount is very high. Be sure to express the reasons for applying for an increase, and add something in the attachment that proves your income is stable or you have certain assets. Including real estate certificate, driving license, bank deposit certificate, income certificate, and work permit. The more complete the information, the greater the possibility of approval and the higher the amount.
4. Frequent use of credit cards
Frequent use of credit cards will definitely help increase the credit limit of the credit card as soon as possible and ensure that the amount of credit card consumption every month is preferably at least If consumption records exceed 30% of the total credit card limit and persist for more than six months, the banking system will easily recognize the cardholder's spending power and actively invite the cardholder to increase the credit limit of the credit card.
5. Enrich the consumption types of credit cards
Different consumption types will reflect the different consumption concepts and spending abilities of cardholders, and will also affect the credit card limit to a certain extent. Increase the chances of making large purchases with your credit card and ensure that your credit card can be repaid in full and on time. This is very important for cardholders who want to increase their credit limit. If they cannot repay in full and on time and have a bad record, it will not only affect their personal credit report, but also affect the time it takes to increase their credit card limit.
6. Curved limit increase
With Pudong Development Youth Card, you can easily increase your limit by 10,000. If you don’t have a youth card, apply for one first. Mainly if you are not a new user of Pudong Development Bank, you will be able to make your payment in seconds. The biggest advantage of Pudong Development Youth Card is that it comes with 10,000 Dream Gold, which can be transferred to a fixed limit. Just call customer service. With this Pudong Development Card, the limit can be easily increased by 10,000.