The handling fee can be collected in one lump sum or in installments. One-time handling fee is 2.55%, 4.20% for six installments, 8.40% for 12 installment, 18 installment, 12.6%, 24 installment, 16.8%, 36 installment, 23.4% by installment.
Installment fee = total installment principal * installment fee rate. (At present, installment charging only supports 9556 1 customer service and SMS channels. )
Installment charge = total installment principal * installment rate, and the installment fee will be charged in installments on each billing date.
One-time installment fee = total installment principal * installment fee rate, and the installment fee will be recorded in one lump sum on the first billing day after installment.
Principal payable in each installment = total installment principal/number of installments, accurate to the minute. Distribute on the first billing day after the installment, and include it in each installment on the billing day, which is reflected in the bill of each installment.