shortage of funds or turnover is a problem faced by many people in the contemporary era. Rural credit cooperatives have launched a daily loan in response to this situation. This is a loan that can be applied quickly, received in real time, charged on a daily basis, and repaid at maturity. The handling fee of this loan is also extremely low, but rural credit cooperatives should pay attention to the problems of repayment of handling fees with bills.

1. Precautions for daily loans of rural credit cooperatives

Jinbi credit card is required; Log in to the rural credit cooperatives mobile banking, online banking or apply at the counter with my golden credit card and ID card; Confirm the application amount, application days, collection account number and fund use, and the debit card will be recharged immediately; The handling fee is repaid with the bill, and the principal is deducted from the debit card self-deduction repayment account at maturity. The cardholder shall deposit the repayment funds into the self-deduction repayment account before the maturity date; Repay at the agreed time, without overdue. If it is overdue, interest will be charged on a daily basis according to the overdraft rate of the card from the day after the maturity date. If the repayment fails on the last repayment date of the billing cycle where the due date is located, it will also affect the cardholder's personal credit record;

Second, rural credit cooperatives lend money on a daily basis

All cardholders of Jinbi Credit Card (including Huinong Credit Card) of rural credit cooperatives can open a "daily loan" through various channels such as mobile banking, online banking and outlet counters. When applying for a loan through this business, the one-day handling fee for the promotion period of 1, yuan is 1.625 yuan. "Daily loan" is a short-term cash overdraft service provided by Yunnan Rural Credit Cooperative to Jinbi credit card holders, that is, the cardholder transfers the funds within the cash limit of credit card prepayment to his debit card account with the same name opened in the rural credit cooperative for consumption. "Daily loan" has the characteristics of "quick application, real-time payment, daily billing and repayment when due". In addition, farmers can also enjoy this business. In the past, farmers were restricted from using credit card services because of their unstable income sources.

to sum up, daily loan is a trustworthy product, and friends who need capital turnover can also use daily loan for turnover, which is especially helpful to farmers.