Credit card points are rewards given by banks to credit card holders. Credit cards of all banks in China can be redeemed by points, and cardholders can redeem gifts by points. In order to generate more points, we need to know the calculation rules of points first, so how to calculate the points of Bank of Ningbo credit cards?

How to calculate credit card points in Bank of Ningbo?

Credit card points in Bank of Ningbo are calculated as points, RMB consumption 1 yuan gets 1 points, and consumption abroad 1 USD gets 7 points; If the consumption amount is not the whole amount, the cents below RMB for each consumption amount shall be rounded to the nearest point. The accumulated points will be distributed together with the credit card bill. Cardholders can also log on to Bank of Ningbo website or call customer service in Bank of Ningbo to check the real-time points.

Bank of Ningbo's points can be exchanged for gifts. There are four main ways to exchange gifts:

(1) Telephone exchange: physical gifts can be exchanged by calling the 24-hour customer service hotline.

(2) Website redemption: In-kind gifts can be redeemed through login/Huitong Mall points hall.

(3) Mobile phone exchange: WeChat pays attention to the official account exchange of Bank of Ningbo credit card WeChat; Download and install Huitong Life Insurance-Bank of Ningbo Credit Card APP Redemption.

(4) Store exchange: designated special merchants in Bank of Ningbo exchange physical gifts or services;

The above is Bian Xiao's sharing. If you want to know more, please pay attention.