The loss of a credit card is serious and may cause the credit card's credit limit to be stolen, thereby causing certain financial losses to the cardholder. Therefore, after a credit card is lost, you must promptly go through the procedures for reporting the loss and replacing it, so as not to affect the normal use of the credit card. Generally, you need to go to the counter of a bank branch to apply for a replacement credit card. So are there any fees for replacing a credit card? Let’s find out together.

Is there a fee for credit card replacement?

Credit card replacement often requires a fee. Different banks have different handling fee regulations for credit card replacement. In addition, credit cards also need to be charged a certain fee when handling the loss report. Often when going through the procedures for reporting loss and replacing a card, the bank will inform the cardholder of the corresponding charging standards, and they can just pay according to the bank's regulations.

Different banks have different charging regulations. There are the following charges:

1 Construction Bank: The handling fee for reporting the loss of a credit card is 50 yuan/card. If you apply for a replacement card at the same time as reporting the loss, except for some cards Except for the additional card production cost, the rest can be replaced for free.

2 Agricultural Bank of China: The service fee for reporting the loss of a credit card shall not be higher than 10 yuan, and the cost of each credit card shall not be higher than 10 yuan.

3 Bank of China: The handling fee for reporting the loss of a credit card is 40 yuan per card, and the fee is only for activated credit cards. There is no handling fee for reporting the loss of unactivated credit cards. Platinum cards, high-end cards and some card types are exempted. Loss report handling fee.

4 Bank of Communications: The handling fee for reporting a loss is 50 yuan per card, and an additional 15 yuan is required to apply for a new card. The fee for expedited replacement is increased to 35 yuan.

5 Hua Xia Bank: The handling fee for reporting loss is 50 yuan per card, and most card types can be replaced free of charge. Some special card types require additional card production costs. Standard IC cards cost 10 yuan each, and non-standard IC cards cost 50 yuan each.

In short, when handling the reissue procedure for a credit card, the fee ranges from 5 to 50 yuan.