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I was defrauded of 300 yuan when I applied for a credit card. What should I do if I have this person on WeChat?

This situation should call the police.

According to information from Legal Express, when encountering credit card fraud, the parties can call the police, and the public security organs, people's procuratorates or people's courts should accept reports, accusations and reports.

For matters that do not fall within its own jurisdiction, it shall be transferred to the competent authority for handling, and the reporter, accuser, and whistleblower shall be notified.