detailed description:
1. CCB credit cards usually have a series of collection measures to remind and force overdue users to repay.
2. On the 16th day overdue, the bank may take more active actions, including contacting the cardholder's emergency contact to obtain overdue repayment information.
3. contacting the emergency contact person is a means for the bank to increase the payer's attention to overdue and urge him to repay the debt as soon as possible.
4. The bank will conduct collection activities within the legal and compliance scope, but it will not violate relevant privacy laws and regulations.
Summary: On the 16th day after the credit card of CCB is overdue, the bank may call the emergency contact of the cardholder to strengthen the collection work and urge the repayment person to repay as soon as possible.
Extended information: Cardholders need to provide information of emergency contacts when applying for a credit card. These contacts are usually family members or close friends. Banks may contact these people after the overdue period to seek information or help for overdue repayment. This is a risk management measure of the bank to ensure the timely recovery of overdue repayment and reduce the losses of the bank.
Please note: The above information is for reference only, and the specific operation and policies may vary according to the regional and personal conditions. Please consult the relevant departments of CCB or refer to relevant laws and regulations to obtain accurate and up-to-date information.