I believe that all of you here should be familiar with China Merchants Bank. This is the first joint-stock commercial bank in China that is completely owned by corporate legal persons. It is also the country's initiative to promote banking industry reform from outside the system. The first pilot bank. China Merchants Bank's credit cards are also widely praised in the industry due to their advantages such as "high credit limit, complete service functions, and many basic rights and interests." After getting a credit card, the biggest concern everyone has is the credit limit. What is the general credit limit of China Merchants Bank? How to quickly increase the credit limit of China Merchants Bank?

I believe experienced card game friends all know that the available credit limit is divided according to the credit card level. The specific limit will be based on the work income, personal credit qualification, and property supplementary certificate of the card applicant. Decide. Let’s take a look at the specific quota breakdown:

Principal card: generally between 1,000-10,000 yuan, and up to 50,000 yuan in some areas without gold cards;

Gold card: basically between 10,000 yuan and 50,000 yuan, but some cities may only have gold cards, so some gold cards have a maximum limit of only 5,000 yuan;

Platinum card: most of them are more than 50,000 yuan , up to 200,000 yuan;

Unlimited card: It is issued in limited quantities. Only platinum and above users can apply, and the limit is more than 50,000 yuan.

So how can you quickly increase the credit limit of China Merchants Bank? You need to do the following:

1. Swipe cards: You can bind your China Merchants Bank credit card to mobile apps such as Alipay, WeChat, Meituan, and Palm Life for shopping, refueling, recharging electricity bills, etc. If you make more than a dozen transactions a month and maintain it for three months, the bank will be able to see your strong consumption power.

2. Supplementary proof: After using the card for 6 months, you can take the initiative to apply for a limit increase to China Merchants Bank. Since the bank will never reject rich and high-quality users, you can apply for a limit increase. When applying, please appropriately add other proofs of your property, such as real estate, cars, provident fund and social security, etc., to prove your financial strength to the bank.

3. Appropriate installment: Although CMB’s installment fee is relatively expensive because the installment interest rate and handling fee are relatively high, appropriate installment is still very helpful for increasing the credit card limit, and there are a lot of them in CMB Mall. Interest-free installment products allow you to flexibly operate installment shopping and bill installments, which can not only reduce your financial pressure, but also increase your credit card limit.

Finally, the editor would like to remind everyone that a good credit record can improve the basis of financial credit product limits. When using credit cards, everyone must repay on time and avoid overdue and other bad uses. Card behavior, so that the bank can confidently and boldly increase your credit limit.