The universal payment method of Pudong Development Credit Card is relatively simple, and users can choose to pay back according to the bill every month. It is worth noting that this service supports prepayment, and you only need to call the customer service phone of Shanghai Pudong Development Bank Credit Card to apply. The flexibility of prepayment provides users with more financial arrangement space.

after applying for the universal fund, repayment will be made in installments from next month, and only a part of the principal and handling fee will be repaid each month. In order to ensure the smooth repayment, users can bind debit cards to realize self-service repayment, but they need to ensure that the balance in the cards is sufficient. When repaying, it should be noted that the cash installment amount will be frozen after application, and will gradually recover with each installment until all the arrears are paid off. Just pay back according to the bill amount, and the extra money will not be deducted from the installment principal or handling fee.

in addition, once an application for prepayment is made, it cannot be revoked, and the prepayment cannot be divided into installments again. The handling fee rules for prepayment are: the one-time handling fee will not be refunded, and the one-time payment will be 3% penalty. Users must be clear about these regulations before operation to avoid unnecessary expenses.

Generally speaking, the universal payment method of Pudong Development Credit Card is flexible, but it also needs users to make reasonable arrangements to ensure timely repayment to avoid extra expenses. The above information comes from the official credit card and cash installment information of Shanghai Pudong Development Bank.