Generally, the conditions for applying for a large credit card are as follows:

1, a natural person with full capacity for civil conduct and repayment ability.

2. The age is between 18 and 65 years old.

Other conditions for handling large credit cards:

1. Whether it is a local account (the score of local account is higher than that of foreign account);

2. Whether there is a house (a house is higher than no house, and living by yourself is higher than living with parents);

3. Whether there is a fixed telephone in this city (having a fixed telephone in this city indicates that your residence is stable and will increase the bank's credit evaluation score for you);

4. Whether or not to get married (the score of married is higher than that of unmarried);

5. Education (the higher the education, the higher the score);

6. The nature of the work unit (the more stable the work unit, the higher the popularity and the higher the score. For example, institutions, large state-owned enterprises, and Fortune 500 companies all scored relatively high);

7. Job Description (The higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees).