Jinniu Shencard is a credit card product launched by Bank of China, mainly for customers with higher annual income or higher credit rating. It is characterized by a high credit limit, a high credit card limit, and an exclusive Golden Bull card surface design, allowing customers to be more personalized when using credit cards.

Applying for a Jinniu card requires meeting certain conditions, and customers need to have a certain credit rating and income level; at the same time, relevant information needs to be provided for review, including proof of identity, proof of work income, household register, etc. Customers can apply through the official website of Bank of China or the nearest Bank of China branch.

The Jinniu card application has a higher credit limit and credit limit, an exclusive Jinniu card surface design, and also has different preferential activities, such as participating in points redemption and enjoying discounts. But at the same time, you also need to pay attention to the use of credit cards, avoid overdrafts and excessive consumption, and make timely repayments to maintain a good credit record.