5.6 fold. According to official website of CITIC Bank, the lowest installment interest rate of CITIC Bank is 5.6%, but different installment fees and discounts are different. Citic Bank was established in 1987, which was one of the earliest emerging commercial banks in China during the reform and opening up period, with assets of 8.55 trillion yuan in 2022. It is the first commercial bank in China to participate in domestic and overseas financial market financing.