There are three main ways to inquire about bad records of Bank of China credit cards:

1. Inquiry through the credit reporting departments of local branches of the People's Bank of China.

Bring the original and copy of your valid identity document to the credit reporting department of the branches of the People's Bank of China for inquiries. According to regulations, free inquiry is available once a year.

2. Log in to the official website of the People’s Republic of China to inquire;

3. Ask the bank handling the business to help you inquire. For example: if you hold a Chinese credit card and go to CITIC to handle business, then let CITIC Bank inquire.

Since bad credit card records will reduce the borrower’s loan ratio and increase the borrower’s loan interest rate, it is recommended that users who do not repay on time check whether they have bad records from time to time. The editor recommends that you log on to the official platform of the Credit Information Center of the People's Bank of China to check the bad records of Bank of China credit cards. You can check repeatedly.

Here is a warm reminder: When using a credit card, be sure to repay on time. Failure to do so will cause overdue payments, which will bring a lot of inconvenience to your life later.