The credit cards approved within seconds are as follows:

1. Ele.me co-branded card. If you are an old Ele.me user and often order food through Ele.me and join their membership, you can basically achieve instant batch delivery. However, the limits of credit cards applied online are generally not high, so those with higher limit requirements can choose other credit cards. For novices, it is quite good to apply for one as a springboard if they meet the application conditions.

2. Jingdong Xiaobai Card (co-branded card). In recent years, JD.com has continued to make efforts on the financial side, and has jointly launched a series of "little white cards" with a number of commercial banks, which are very popular among young users. These small white cards are actually JD.com’s co-branded credit cards. Most of the small white cards are suitable for credit card "white account" applications, as long as you are an active user of JD.com. The so-called white households are users who do not yet hold a credit card and whose credit report shows a blank. After testing and feedback from other cardholders, if you often shop on JD.com, have opened JD.com Baitiao without any overdue records, and have purchased financial products from JD.com Finance, it is best to be a JD.com plus member, so that you can basically apply for a small white card in seconds. batch".

3. Tencent’s “WeChat Plus” co-branded card. Currently, Tencent's "WeChat Plus" co-branded card is being promoted. You can see the application entrance by entering WeChat - My Wallet. If you have purchased fund financing or "Balance+" in WeChat's "Wealth Management" and opened the "Weilidai borrowing money" function, then if you apply for a Tencent co-branded card, the approval rate will be high and the speed will be fast. If you have bound other credit cards and successfully made a repayment using WeChat, most of them will be approved in seconds.

4. Meituan-Dianping co-branded card, the fastest “Platinum Card” approved in seconds. After the merger of "New American University", the user data database has become more complete, so many banks are willing to cooperate with it to design corresponding co-branded cards. If you are an experienced user of Meituan, often order takeout and group purchases, have a certain amount of spending power, have applied for credit cards from other banks and use them normally, then applying for a Meituan co-branded card will basically be approved in seconds. One of the more typical ones is the Meituan co-branded card of Shanghai Pudong Development Bank. This card is a standard platinum card. Although it is easier to get approved in seconds, the limit is often the same as that of a regular card, or even lower than that of a regular card.