China Merchants Bank provides cardholders with a time-limited repayment service. A friend forgot to pay back his credit card and accidentally overdue it. I don’t know how many days overdue will affect his personal credit report. Then, how many days overdue will be the credit card of China Merchants Bank? What about the credit report? Let’s find out together!

How many days will China Merchants Bank’s credit card be overdue for a credit report?

3 days, China Merchants Bank’s credit card will be 3 days overdue for a credit report. Report. China Merchants Bank Credit Card provides cardholders with a 3-day repayment grace period service. Repayments within the repayment grace period are regarded as normal repayments and will not affect personal credit. If the loan is not repaid after the repayment grace period, China Merchants Bank will charge overdue penalty interest and report it to the central bank for credit reporting.

(The picture comes from the official China Merchants Bank Credit Card)

For example, if the last repayment date of the China Merchants Bank credit card is the 5th of each month, the latest payment can be made on the 8th of that month. Pay the current bill in full before 24:00. If the current bill cannot be paid in full before 24:00 on the evening of the 8th, the overdue repayment record will be reported to the central bank for credit reporting.

The above is the answer to the credit report of China Merchants Bank’s credit card overdue date. I hope it will be helpful to you.