Ms. Li from Gongyi, Henan Province was jailed for a dispute. When Ms. Li got out of prison, she wanted to welcome a new life. But what Ms. Li didn't expect was that she suddenly found that her bank card was frozen. What puzzled her was that Cary's money was also taken away. What makes Ms. Li even more angry is that she was even sued by Zhengzhou Erqi Sub-branch of Agricultural Bank of China. The reason for being sued is that during her sentence, she suddenly added a credit card of Agricultural Bank to her name, which was overdue, and the court ruled that she owed more than 20,000 yuan to the credit card. Of course, Ms. Li doesn't want to do this for the bank. You know, during her sentence, Ms. Li has no possibility to go to the bank to apply for a credit card, and she has no chance to spend it with a credit card.
In other words, this extra credit card is definitely not handled by Ms. Li herself. Since Ms. Li did not handle it herself, there is naturally no legal basis for the bank to sue Ms. Li. On the question raised by Ms. Li. The staff of Zhengzhou Erqi Sub-branch of Agricultural Bank of China responded that due to the long time, it is currently under investigation. Therefore, the bank can only return Ms. Li's 1500 for the time being. If she wants to unfreeze the bank card and protect her own interests, Ms. Li Can has to go through legal procedures. In other words, the bank itself was at fault, but they put the blame on Ms. Li and suggested that Ms. Li take legal procedures.
From the bank's point of view, Ms. Li is the so-called debtor. Since Ms. Li had a credit card, she still failed to pay back the money after the deadline, frozen the bank card and took the money away. Even if Ms. Li takes the bank to court, the bank seems to have many reasons. After all, it is the bank's responsibility to ask the other party to pay off the credit card debt. From this point of view, even if Ms. Li takes the bank to court, the bank can only delimit 1500.
However, from Ms. Li's point of view, she is the victim of this incident. After all, during Ms. Li's imprisonment, the 1500 in the bank card was transferred away, and there was a credit card with inexplicable arrears, which was not spent by Ms. Li. More precisely, Ms. Li didn't know about this matter from beginning to end, but due to the negligence of the bank, a credit card with a debt of more than 20 thousand yuan was inexplicably added to Ms. Li's name. But the reality is that the bank staff actually told Ms. Li that in order to unfreeze the bank card and safeguard her own interests, she could only go through legal procedures. The implication is to clear the responsibility and kick the ball to the victim himself. This evasive approach is obviously inappropriate.