What do I need to get a credit card by car?
Every bank can apply with a driving license. The bank will comprehensively review the applicant's credit information. The following are the conditions for CCB to apply for a credit card. \x0d\\x0d\ What are the requirements for applying for CCB Dragon Card: \ x0d \ x0d \ 1. The account has been opened in a deposit or investment account of CCB for 6 months or more, and the average monthly deposit/investment in the last 3 months is 50,000 yuan or more, of which customers with 654.38 million yuan or more can approve gold cards; \x0d\ 2。 Applicants who have paid no less than 1 in the last three months in 200 yuan and no less than 800 yuan in any month can apply; Customers with an average monthly salary of more than 4,000 yuan can apply for a gold card. If the amount of wages paid by the applicant in our bank is lower than the prescribed standard, the issuing bank shall also require the applicant to provide proof of income or proof of wages paid in other banks to confirm that the applicant meets the income conditions required for issuing cards; \x0d\ 3。 The house purchased by the applicant is a local commercial house, the purchase time is within 15 years (inclusive), and the purchase area is more than 80 square meters, except that the customer is affordable housing, housing for people in need or housing demolition. Among them, applicants with a purchase area of 120 square meters or more can apply for a gold card; \x0d\ 4。 Vehicle displacement is more than 1.0, less than 8 seats (inclusive), and the vehicle age is not more than 8 years. Except for operating vehicles, long-distance buses, agricultural vehicles, taxis, vans, minivans, special operation vehicles, etc. ; \x0d\ 5。 Credit card customers of other banks do not include customers who only hold quasi-credit cards of other banks: \x0d\ (1) have held credit cards of other banks for 6 months or more, any credit card has 6 or more repayment records, and all credit cards have no overdue records in the last 6 months; \x0d\ (2) The average credit line of other banks' credit cards is not less than 5,000 yuan; \x0d\ (3)。 Any other bank's credit card has three or more consumption records in the last two periods, and the total accumulated points consumption exceeds 1500 yuan. Except for purchase, car purchase, tuition payment, wholesale, energy, financial reimbursement, distribution, insurance and other consumption or transfer services. (You can also apply for other bank cards) \x0d\ 6. Those who have loan business in China Construction Bank can also apply, meeting the following conditions: the purchase price is more than 6,543,800 yuan+0.5 million yuan, or the monthly repayment amount is more than 500 yuan, and there is no bad credit record.