Can I pay by credit card in Alibaba?

。 To pay by credit card, you can start online credit card online banking first, and then recharge Alipay through credit card online banking, and you can use it normally.

as for whether there are merchants supporting credit card transactions, it depends on the merchants' own situation. You need to contact the shopkeeper, but be careful. It is safe for both parties to pay with Alipay.

How to automatically repay the credit card

Hello

In order to avoid the embarrassment of forgetting to repay, many cardholders choose to open the automatic repayment function, thinking that the automatic repayment function is the "master key", but even if the automatic repayment function is opened, they will still face the dilemma of repayment failure.

Don't forget to pay back when you use a credit card. If you are careless and fail to pay back in time, you will have to bear interest and liquidated damages. What's more, there will be a credit stain, which will affect buying a house and a car in the future.

let's see, under what circumstances, automatic credit card repayment will fail?

1. Insufficient balance in the savings card

The so-called automatic repayment means that your credit card account is bound to a savings card account, and enough money is stored in the savings card memory. When the deduction date is fixed, the bank will automatically deduct money from your bound savings card account to repay the credit card. If the cardholder chooses full repayment, how much will the bank deduct from the current bill; If the cardholder chooses to repay according to the minimum repayment amount, then the bank will deduct the minimum repayment amount.

a typical case is that the cardholder binds his/her salary card account to an automatic repayment account, which can be used to automatically repay the credit card after paying the salary every month. However, once you encounter special circumstances, such as the delay of the company's payday, it may affect your credit card repayment. In this case, it is necessary for the cardholder to repay the money manually in advance.

some cardholders don't bind their salary cards, so at this time, there is no fixed inflow of funds in the automatic repayment savings card account, and the cardholders need to deposit them themselves. This requires cardholders not to make overdue deposits, and at the same time ensure that the amount deposited is greater than the amount to be repaid. If the cardholder has used a credit card to withdraw cash in the bill month, then the cardholder needs to pay special attention. The credit card withdrawal transaction has a handling fee and does not enjoy an interest-free period. Interest will be levied from the day of withdrawal. Therefore, when you deposit money into the savings card, you should count the cash withdrawal fee and interest.

2. There is a limit for inter-bank automatic repayment

Many times, the cardholder's credit card issuing bank and the savings card issuing bank are not the same bank, so to enable the automatic repayment function involves the "inter-bank automatic repayment" business. So far, many banks can automatically repay their credit cards across banks, and they have contacted a number of cooperative banks. As long as they have a savings card account in prime bank, they can repay their credit cards across banks.

However, inter-bank repayment is not free to transfer repayment at will, but has a trading limit. Generally speaking, credit card issuers will not set an upper limit on the repayment of debit cards bound to their own banks, but the maximum single repayment of debit cards bound to other banks should be less than a certain amount. Once the cardholder's repayment amount is higher than this limit, it may lead to repayment failure.

3. Foreign currency consumption and foreign currency entry

There is also a special case that the cardholder holds a foreign currency credit card and uses this card to enter consumption abroad in foreign currency, which is not automatically converted into RMB. This situation is often involved in dual-currency credit cards issued by banks before. In this case, it is often necessary for cardholders to purchase foreign exchange by themselves to repay foreign currency consumption, so the automatic repayment function is not enough. Because the automatic repayment function can only repay RMB bills, it cannot repay foreign currency bills, and the cardholder needs to repay them manually.

The above are some small pits hidden in the automatic repayment function of credit cards. In order to avoid these small pits, the shopkeeper pays the bill and suggests that everyone:

1. Try to bind the peer savings card account for automatic repayment and avoid the limit of inter-bank repayment;

2. On the due repayment date, you can pay attention to check whether the automatic repayment has been successfully repaid. Once it is found that it has not been repaid, it will be repaid by other means in time;

3. Pay attention to WeChat reminders. Now, basically all bank credit cards can be bound to official WeChat, and every transaction including repayment will receive WeChat reminders. Pay attention to WeChat reminders to make sure whether the repayment is successful or not.

Card-free payment is a new mobile payment method that the payer uses the Internet, mobile Internet, wireless local area network and other channels. With the increasing popularity of mobile payment, card-free payment has become more and more familiar in recent years. In today's environment, what is the prospect of card-free payment agents? What is the profit margin of being a card-free payment agent? The shopkeeper pays the bill for everyone to answer in detail.

what is the prospect of card-free payment agents?

answer 1: on March 5th, in the work report of the premier's government in 218, it was mentioned for the first time that mobile payment leads the world trend together with high-speed rail, e-commerce and * * * enjoying the economy. Mobile payment has become the business card of China's new economic development. Furthermore, the views of the representatives of the two sessions on mobile payment can be summarized as: promoting the development of mobile payment and strengthening supervision to prevent risks. In any case, in today's environment, our government is undoubtedly supportive of the development of mobile payment.

Answer 2: Alipay, WeChat and other third-party payment giants are actively promoting the process of cashless society, and do not hesitate to spend huge sums of money to support and subsidize it.

answer 3: card-free payment has its own convenience. In today's fast-paced lifestyle, it conforms to the needs of the times, so card-free payment will be greatly welcomed by the market.

answer 4: according to official data, the transaction scale of the third-party mobile payment market is expected to exceed 1, trillion yuan by 22, which is such a huge payment market with a trillion-dollar turnover. This shows that there are unlimited business opportunities in card-free payment!

therefore, becoming a card-free payment agent has a bright future.

what is the profit margin of being a card-free payment agent?

1: Hardware benefits of card-less payment agents

Intelligent POS machines, smart checkout counters that support smart code scanning, multiple payment channels, code scanning boxes ... and other hardware, the company's manufacturers give our card-less payment agents the greatest support, in addition to a large number of material support, which will enable our card-less payment agents to have a higher level on the basis of perfect hardware support for access merchants.

2: commission sharing of card-free payment agents

The third-party payment channel in official website provides all-round security for merchants' funds, and the massive flow of water makes our card-free payment agents have rich commission sharing, which is an indispensable part of the later profits.

3: Development and customization of card-free payment agents

Card-free payment agents who are paid by shopkeepers can realize customized development according to the needs of different businesses, and provide agents with all-round technical support, so that our card-free payment agents can quickly open up the local card-free payment market.

4: Intelligent Marketing of Card-free Payment Agents

Through the hardware of the cashier, not only can our merchants easily realize mobile payment and collection, but also through the background big data, our access merchants can realize intelligent marketing, and through the powerful marketing system of cloud payment, the profit-making methods of our card-free payment agents are enriched.

At the same time, one-on-one operation support and customer service maintenance make our cardless payment agents have no worries in the later market development!

Good luck

Where can I see if Taobao sellers support credit card payment?

there will be a credit card icon when you buy it. If there is one, you can support it. Please ask the shopkeeper for details.

Can you trust the cashier?

Trustworthy

is a convenient online payment software, which cooperates with major banking institutions to provide various credit payment services. Whether you want to apply for a credit card or a loan, you can do it with one click, which is not only fast, but also thoughtful. In addition, you can transfer money and remit money at any time.

main features

1. Pay by mobile phone;

2. Transfer and remittance are supported;

3. Withdraw cash online at any time;

4. Support financial institutions such as Industrial and Commercial Bank of China, China Construction Bank, China UnionPay, Agricultural Bank and Bank of Communications.

how to manage money by credit card?

You have to get the funds in the card at the lowest cost first, and then you can do high-yield financial management that you are sure of, such as money funds, gold futures, foreign exchange, precious metals, etc.

the credit card takes the existing handling fee and five ten thousandths of interest per day, and it can only take 2 yuan per day, so it is not advisable to withdraw cash;

there is a 1% ~ 2% handling fee for the physical pos machine set, so it is difficult for you to earn 2% in the longest interest-free period of the bank credit card. Except;

so we can only get it out on the third-party payment platform at the lowest cost, .4% ~ .6%;

if you can cash out 5, yuan on your credit card every month, the handling fee is .4%, that is, 2 handling fees; If you put 5, yuan into the bank's monetary fund or balance treasure, the cashier's wallet of Industrial Bank, etc., and the current annualized income of the cashier's wallet of Industrial Bank is 6.4%, the 5-day income = 5,6.4%/36,55 days =438, you will have 2 income; If you put it on the current reliable online lending platform, you can earn more than 1, yuan in 5, months, and of course the risk is relatively high; If you don't understand, you can trust me privately!

how to build a credit card with magnetic stripe authentication on the app

You can download a store owner, Plus, and then authenticate it.

when the shopkeeper Plus collects money, it is necessary to authenticate the magnetic stripe card for the first time, and the scanning code can be turned on. The specific steps are as follows:

1. Open the shopkeeper APP and click the "Card Authentication" button to authenticate the magnetic stripe card.

2. Fill in the information of the magnetic stripe card to be authenticated, and be sure to enter the correct information of the magnetic stripe card, otherwise the authentication will not pass, and click the "Authentication" button to authenticate.

so much for the introduction of the credit card shopkeeper.