If the debtor dies, the bank may sue the legal heir and guarantor of the debtor (if there is a guarantor); The legal heir of the debtor shall be liable for repayment within the share of inheritance, and the guarantor shall be liable for repayment within the scope of guarantee; If the amount of debt exceeds the value of the estate, the heir has no obligation to repay, but the court will support it if he is willing to repay.

1. Do I still need to pay my debts due to the death of my credit card?

1. If the debtor dies, the bank may sue the legal heir and guarantor (if any) of the debtor;

2. The legal heir of the debtor shall be liable for repayment within the share of inheritance, and the guarantor shall be liable for repayment within the scope of guarantee;

3. If the amount of debt exceeds the value of the estate, the heir has no obligation to repay it, but the court will support it if he is willing to repay it; If you need a lawyer to intervene, you can consult a lawyer specializing in creditor's rights and debts in Hualv.com.

Second, what should I do if I owe credit card money after being sued?

1. After being sued for owing credit card money, the handling method is as follows:

(1) Pay back the money and interest;

(2) If there is no money to repay the credit card, the court may take enforcement measures, such as freezing and auctioning the property;

(3) Those who fail to return the credit card within the time limit for the purpose of illegal possession may be suspected of credit card fraud and need to be subject to criminal punishment.

3. Will all bank cards be frozen after being sued for owing credit card money?

1. After the credit card debt is sued by the bank, if the customer can pay off the debt according to the court judgment, the bank card under his name will naturally not be frozen. If the customer refuses to repay the loan after the judgment of the court, the court is likely to include the customer in the list of malicious executors, and then the court is likely to freeze the bank card under the customer's name and deduct funds from it for debt repayment.

Legal basis:

Article 1 159 of the Civil Code

When the estate is divided, the taxes and debts that the decedent should pay according to law should be paid off; But the necessary inheritance should be left to the heirs who lack the ability to work and have no source of income.

Article 16 1

The successor shall pay off the taxes and debts payable by the decedent according to law within the limit of the actual value of the inheritance. The part exceeding the actual value of the estate shall be voluntarily repaid by the heir.

If the heir renounces inheritance, he may not be liable for paying off the taxes and debts that the decedent should pay according to law.