1. Not meeting the conditions: Applicants applying for Shanghai Pudong Development Bank credit card installment must be the primary card holder of a personal card, and the cardholder's credit report must be good.

2. The application time is wrong: Shanghai Pudong Development Bank credit card installment only supports installment business from the day after the bill date to the day of the next bill.

3. Unsatisfied installment amount: The starting amount of Shanghai Pudong Development Bank credit card installment is 500 yuan. Installment cannot be processed if the amount is less than 500 yuan.

4. Transaction types that do not meet the requirements: Shanghai Pudong Development Bank credit card cash withdrawals, mail order installment business, real estate transactions, etc. cannot be used for installment transactions.

1. The Pudong Development Bank Credit Card is suddenly unable to issue bill installments. This may be because the user does not meet the conditions for bill installments. Whether the user's bill amount can be divided into installments will be determined by the system review. If the comprehensive score is insufficient, for example, if there is a recent overdue credit card repayment record, it will cause Shanghai Pudong Development Bank to stop the installment function of the credit card, so that the user can only pay the bill in full.

2. Of course, users can also continue to maintain good repayment records and card usage records. Shanghai Pudong Development Bank will resume the credit card bill installment function in the future. According to user feedback, Pudong Development Bank Credit Card has compulsory installment. When applying for the card, some salespersons did not inform the applicants of the card application instructions, but directly checked the boxes. As a result, many cardholders were put in installments and the user experience was very poor. In this case, users can cancel, call the Pudong Development Bank Credit Card Customer Service Center and cancel manually, or bring their ID card and credit card to the Pudong Development Bank counter to handle it.

3. Secondly, some users complain that Shanghai Pudong Development Bank often sends SMS invitations to users for installments, and after handling, it has a great negative impact on subsequent quota increases. For this kind of application, users can check whether there is a credit problem when applying, so the bank did not approve it. There is no news yet to confirm that there is a direct connection between installment and amount increase. Finally, some users said that after the installment is settled in advance, they can only provide proof of no debt, and cannot provide settlement proof like other banks. This will have an impact on home purchase loans, etc. This is also unacceptable to many users.