1. Select the refund paid by credit card
If you choose "Credit Card Payment" to pay by credit card, and take a baby page to prompt the seller to support the transaction of credit card payment, if there is a refund, the money will be frozen in Alipay account, and will be submitted to the bank within 1-5 working days (except 6 working days for Bank of China, 7 working days for international cards such as VISA, MasterCard and JCB) and returned to the credit card you paid.
2. Select the online banking to pay the refund
If the online banking channel is selected for payment, the refund status will display "Refund Successful":
If you use online banking with a savings card, the money will be returned to your Alipay account or bank card;
if you use credit card online banking, the money will be returned to your AliPay account or directly to the paid bank card (note: in the return card with the credit card gateway enabled by the seller, the balance of the returned account without the gateway enabled by the seller; All international credit cards are returned to the card), it will take some time for the bank to transfer money to your bank account, and the money is expected to arrive in your bank account within 1~5 working days (it will vary according to the processing time of each bank).
note: it takes 6 working days for BOC and 7 working days for international cards such as VISA, MasterCard and JCB (working days do not include Saturday, Sunday and national legal holidays, so please pay attention to the changes of bank account funds. )
3. Choose a refund for quick payment by savings card
If the buyer pays by quick payment by savings card, the refund amount will be returned to the bank account after the refund is successful.
Specific rules:
1. Except for city commercial banks (such as Hangzhou Bank, Bank of Beijing, Bank of Ningbo, etc.) and Ping An Bank, the fast payment of savings cards of other banks is refunded to the bank card;
2. 1-5 working days after the refund, the return time varies according to different banks, and the specific return time is determined by the returning bank;
4. Refund for payment
If the balance of Alipay account or Yu 'ebao is used for payment, the money will be returned to the Alipay account bound by the buyer after the refund status shows "Refund Successful".