CCB’s IC credit card actually deposits money into the IC card chip and turns it into electronic cash. Your card should have a "Quick Pass" logo. You can deposit money into the chip and swipe the chip directly when you're catching the subway or something. When the chip comes close to the sensor, the card is automatically swiped. No need to sign or enter password. It should be noted that once the money is deposited, it cannot be withdrawn.

The loading of CCB credit card is actually a sub-account under the credit card. This account transfers part of the cash in your designated savings card or part of the limit in your credit card. This loading part is also It is called an electronic wallet and can support some current quick pass services, such as bus card swiping or when shopping in supermarkets. You can use contactless consumption instead of swiping the card. Because the electronic wallet function is aimed at daily consumption, the amount generally designed is not too high. For example, 100-1000 yuan. For example, when the balance in your e-wallet is less than 100 yuan, 1,000 yuan will be automatically deducted from your designated card to supplement the amount. Whether to use this function depends on how many such services are opened in your local area, such as the public transportation in your city. Whether it is possible to swipe a card like this, etc. I don’t know if you can understand my explanation like this. If there is anything else you don’t understand, you can call the customer service of the bank where you hold the card to ask for relevant information. You can also go to the My Love Card website to see if anyone else has already. Answering the same question as yours, I hope my answer can help the original poster!