What is the difference between China Merchants Bank’s personal banking professional version and the popular version?
China Merchants Bank’s online banking is divided into “Personal Banking Public Edition” and “Personal Banking Professional Edition”: ① There is no need to activate the public version or apply for ukey. You can log in directly with the all-in-one card and query password. However, its default functions are limited to account inquiries, password modifications, fixed-deposit transfers, and other services that do not involve fund outgoing transactions. Services involving fund outgoing transactions need to be opened separately (such as transfers and remittances, online payments, etc.). ②The professional version has all the functions of the public version, and based on this, it adds transfer plans, batch transfers and remittances, overseas remittances and other services. It is more secure than the public version. You need to bring your ID card and all-in-one card to the counter to apply ( You will get a UKEY after applying). You can turn off the login and payment permissions of the public version through the professional version. If the permissions are not turned off, the professional version and the public version can be used normally at the same time.
What is the difference between China Merchants Bank Professional Edition and Public Edition?
Our bank’s online banking is divided into personal banking “Public Edition” and “Professional Edition”: ① There is no need to apply for the public version. After opening the public version, just enter and query the password to log in. ② For the professional version of UKEY, you must bring your ID card and card to the counter to apply, and then download the client on your computer to use it. ③ Functional differences between the two: the public version can only accept simple account inquiries, living payments, small online payments, etc.; the professional version has the functions of the public version, and online payment/transfer and other functions can set larger amounts, and is more secure. The mass version is higher.
How to repay a China Merchants Bank credit card using the public version of online banking?
Hello, there are currently two modes for handling transfers and remittances through the personal banking public version: self-service transfer mode and transfer and remittance mode. The transfer and remittance functions of these two modes require first going through the personal banking professional version or in person. You can use it only after you bring your account opening certificate and all-in-one card to any of our branches across the country to apply for activation.
If the corresponding function has been activated, please go to our bank's homepage and click "Personal Banking Public Edition" on the right, enter and query the password to log in, and click the horizontal menu "Self-service Transfer" - "Agreement Account Transfer" - " "Transfer", then select "Transfer to Credit Card", then click "Transfer to Credit Card" in blue font and follow the prompts. Or see the following operation guidance link: .
If you have other questions, please open the homepage of China Merchants Bank and click "Online Customer Service" in the upper right corner to enter the consultation.
How to cancel the CMB public version of online direct payment
You can close the public version through the professional version.
When the public version is closed, the online payment function of the public version is also closed.
After closing the public version, online payment can only be completed through the professional version.
"One-stop payment·direct payment" means that you can enjoy safe and fast payment functions after signing relevant agreements with China Merchants Bank () and online companies through the Internet. Compared with the traditional online payment model, the biggest feature of "Direct Payment" is its "directness".
One-stop online payment is an online instant payment service provided by China Merchants Bank. Through one-stop online payment, you can You can purchase products online from any of the many merchants that have signed contracts with China Merchants Bank, and you can make online purchases without leaving your home.
After purchasing products on partner websites, select "Direct Payment." Through the payment mode, you can complete the payment directly on the partner website. This mode saves the step of jumping to the payment interface of China Merchants Bank, which can effectively simplify your payment steps and save payment operation time.
China Merchants Bank What does it mean that the credit card has been entrusted by the public version?
Hello, the financial management entrustment function of the credit card means that after you entrust the credit card information to its users of China Merchants Bank, other users of China Merchants Bank can use it professionally. The financial management function of the credit card version can query the transaction status of your credit card. "Public version authorization has been allowed" means that in the credit card version, you can entrust your credit card information to other CMB users, but the other party must also approve it. Only the professional version can accept commissions.
You can also click "Prohibit public version delegation" inside. After this operation, you will no longer be able to associate credit card information with the professional version of other CMB users through the public version to inquire about transactions. You can only allow public version delegation through the professional version. Only then can you commission the public version.
If you have any other questions, you can call 95555 for manual consultation, or log in to the online customer service for consultation:; logincmu=0. Thank you very much for your attention and support to our bank!
CMB Credit Card Online Banking Repayment Method
Speaking of the most convenient and fastest repayment channel for CMB Credit Card, it is none other than CMB Online Banking. As far as we know, CMB Online Banking has the most popular There are two types: version and professional version, which leads to two completely different repayment methods. Let’s take a look at them below.
1. Repayment in the public version
Using China Merchants Bank online banking to repay a credit card does not require additional application. You only need to log in to the public version of credit card online banking to check the bill and use China Merchants Bank to borrow money. Debit card to repay credit card.
Repayment process:
Log in to China Merchants Bank Online Banking, and click "Account Management" → "Account Inquiry", click the "Quick Repayment" button, and follow the prompts.
2. Professional version repayment
There are two ways to repay China Merchants Bank credit card through the professional version. The specific operations are as follows:
Method 1: Log in Professional version "Credit Card" interface: (Supports debit card transfer and repayment from our bank/other banks)
After logging in, please click "Account Management" → "Account Inquiry" and click the "Quick Repayment" button. Just follow the prompts.
Method 2: Log in to the professional version of the "All-in-One Card" interface: (supports transfer and repayment with the Bank's All-in-one Card)
After logging in, please enter "Transfer and Remittance" → "Intra-city Transfer" and follow the prompts Just do it.
3. Notes
1. No matter which version of online banking is used for repayment, it can only be repaid for ordinary personal credit cards and personal debt-bearing commercial cards in my name. In other words, if you want to repay someone else's credit card, you can't do it.
2. No matter which version of online banking you use, you can query the credit card bill details on the "Account Inquiry" interface, and enter the All-in-One Card balance on the "Quick Repayment" interface to display the All-in-One Card balance.
This is the end of the introduction to the official download version of China Merchants Bank Credit Card and China Merchants Bank Credit Card app. Have you found the information you need?