How to cancel Ping An Bank credit card?

1. Ping An Bank credit card cancellation process:

1. Dial Ping An Bank customer service hotline 95511 and transfer to manual service for operation.

2. Verify personal information and then apply to cancel the credit card.

3. Customer service will try to retain you, you just need to make sure to log out.

2. Contents related to credit card account cancellation

1. Credit card cancellation and account cancellation are two different concepts. If you want to completely cancel the credit card account, the cardholder needs to explicitly cancel the credit card account to the bank. Otherwise, banks will generally just cancel the credit card and retain the cardholder’s account information. Whether you want to cancel your card or account, you can directly call the bank or go to the bank counter to apply. You generally need to wait 45 days after applying for credit card cancellation, because only when there are no arrears or balances on the credit card account, and there are no negative records such as overdue charges, the bank will officially cancel the card for you. When completely canceling a credit card account, please pay attention to the following points:

2. Pay off the debt in time before canceling the account: all debts must be paid off before canceling the account, and do not cancel the account if the debt has not been settled. Otherwise, the account cancellation is likely to fail;

3. Before canceling the account, you must cancel all credit cards: If you have other credit cards in use at the same bank, you generally cannot cancel the account; < /p>

4. After the account cancellation effective time expires, go to the bank to confirm whether the account cancellation is successful: In order to ensure that the cardholder’s account has no outstanding balance when canceling the account, the account cancellation application will generally take effect after 45 days. The person should contact the bank 45 days after submitting the account cancellation application to confirm whether the account has been completely closed.

5. Do not throw away canceled credit cards. Cut the magnetic strips into pieces before throwing them away to avoid being picked up by criminals and causing losses to you. Before canceling a credit card, be sure to ensure that there is no balance in the credit card, neither arrears nor excess deposits. Because once a credit card has a balance, it cannot be canceled.

6. Pay off all outstanding debts promptly. This arrears includes bill arrears and annual fees. If there are still outstanding balances in the card, just cancel the card without hesitation. After the interest is compounded, when the amount reaches a certain amount, the bank will start "debt collection"! Confirm whether to cancel the account after 45 days. Credit card cancellation is usually handled through customer service, but it is not possible to cancel the card successfully at that time. When you propose to cancel the card, the account will enter the pre-cancellation state. Whether the account has been successfully canceled will not be known until 45 working days.

What is the customer service phone number for Ping An Credit Card cancellation card?

The customer service phone number for Ping An Credit Card cancellation is 95511.

Application conditions: Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply to the bank with his or her valid identity document and other documents required by the card issuer. The card issuer applies for the main credit card personal card. The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

Introduction to card types:

1. Ping An Car Owners Platinum Credit Card. The Car Owners Platinum Credit Card was born in response to the needs. In terms of product value-added service design and other aspects, services and guarantees have been upgraded around the needs of car owners: All kinds of services that car owners need while driving can be realized through the Ping An Pocket Bank APP, including one-click calling for roadside assistance (unlimited kilometers in the same city for accidents and non-accidents), one-click appointment for fine car wash (up to 12 hours a year) times), one-click call for a drunk driver (6 times a year) and other high-quality services.

2. The Ping An Manchester United Red Devils Platinum Card consists of a UnionPay card and a VISA USD card, and enjoys exclusive gifts provided by Manchester United, including: customization of star card faces, and the recommendation of new Manchester United card users to obtain autographs Jerseys and home game tickets, different Manchester United official rewards will be implemented according to different consumption scenarios of fans (domestic and overseas). [8] In addition, the Ping An Manchester United Red Devils Platinum Card gives fans more "own rights". For example: "Red Devils" fans can use UnionPay cards to obtain points redemption rights in the Manchester United gift area to obtain Manchester United peripheral products (ball caps, T-shirts, jerseys, etc.); using VISA cards can enjoy up to 20% discounts on Manchester United official channels. Consumption, buy goods at affordable prices.

3. Ping An Elite Platinum Credit Card has high accident insurance (comprehensive traffic accident protection up to 10 million yuan), exclusive VIP privileges (enjoy 6 domestic airport transfers per year at a low price), five-star business travel vacation and family health With many value-added services such as care, users can easily experience Ping An’s one-stop “butler” service.

4. Ping An Bank Costco co-branded credit card. As the only co-branded card partner of Costco in mainland China, An Bank issues Ping An Bank Costco co-branded credit card. This co-branded card has the dual functions of Costco membership service and credit card service.

What is the cancellation phone number of Ping An Bank's credit card?

The phone number of Ping An Bank's credit card cancellation is: 95511. Applicants can transfer the manual service to handle the card cancellation business.

Before canceling the card, you need to confirm whether the arrears and fees have been paid off, including annual fees, management fees, SMS notification fees, etc. If not, the process cannot be processed.

Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. . The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province.

Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its holding subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38%. The controlling shareholder of Ping An Bank. It has 34 branches across China and a representative office in Hong Kong.

In January 2012, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank changed its name to the new Ping An Bank and formally established the new Ping An Bank. Open to the public. On June 26, 2019, eight banks, including Ping An Bank, were among the first batch to launch an online enterprise information verification system.

Fujian Asia Bank was founded in December 1992 as a joint venture bank established in response to the government's pilot foreign investment in the financial field. It was jointly established by Bank of China Fujian Trust Consulting Company and Hong Kong Central Asia Finance Co., Ltd. Fujian Asia Bank was founded jointly by Fujian Asia Bank and officially opened on June 26, 1993 with the approval of the People's Bank of China.

On December 29, 2003, with the approval of the China Banking Regulatory Commission, Ping An Insurance Group and The Hongkong and Shanghai Banking Corporation (HSBC) formally acquired 100% of Fujian Asia Bank's shares.

According to the acquisition agreement, HSBC will spend no more than US$20 million to acquire 50% of the equity of Fujian Asia Bank; Ping An Insurance Group will acquire the remaining 50% equity through its subsidiary Ping An Trust and Investment Company. Subsequently, Ping An Insurance Group continued to inject another US$23 million into Fujian Asia Bank, thus increasing the total amount of capital injected to US$50 million, holding 73% of Fujian Asia Bank's shares, and HSBC's equity holdings were diluted to 27%. For this acquisition, Ping An Trust’s cost was US$43 million, or a total of RMB 356 million based on the current exchange rate.

How to cancel Ping An Credit Card if you no longer want to use it

1. To cancel directly, you can call Ping An Bank’s customer service number 95511 credit card hotline, and then transfer to manual service.

Explain to customer service that you need to cancel your credit card. At this time, your personal information will be verified and the credit card will be canceled. Just follow the customer service prompts for verification, which is usually to verify your ID card information and card password.

2. You can also go to a nearby Ping An Bank branch and go through the manual service window to cancel the Ping An Bank credit card. Bring your ID card and the credit card you want to cancel.

1. Customer service will try their best to keep you from canceling your credit card. At this time, your attitude must be very firm. You can find many reasons why you don't want to use your credit card. You don't have to give customer service a chance to refute, and don't be embarrassed. You can find some reasons that cannot be refuted.

2. We need to pay off all the credit card debts before canceling, otherwise we will not be able to cancel. You can use Alipay, Baidu Wallet and other applications with repayment functions to make credit card repayments. After you are clear about it, call customer service to log out.

3. After canceling the card, it is best to destroy the card so that others cannot access your card.

4. Confirm whether to cancel the account after 46 days. Cardholders generally need to call the bank promptly 46 days after canceling the card to confirm whether the account has been cancelled.

How to cancel a Ping An Bank credit card?

How to cancel a Ping An Bank credit card:

< p>1. Dial Ping An Bank at 95511-2 and select manual service to apply for cancellation.

2. You can also log out on your mobile phone. Open the Ping An Pocket Bank APP on your mobile phone and click the "Customer Service" icon in the upper right corner.

3. After entering the customer service interface, enter "Cancel Credit Card" and click Send.

4. After sending, click "Card Cancel" on the returned message interface.

5. After entering the card cancellation interface, click "One-click cancellation".

How to cancel Ping An Credit Card

How to cancel Ping An Credit Card:

1. Cancel by phone

Cancel directly by calling the credit card hotline 95511. Go to human service. Explain to customer service that you need to cancel your credit card. When canceling, you need to verify your ID card information and card password. Before applying, you need to confirm whether there is any outstanding balance or deposit in the account. Once the confirmation is completed, wait for review by the bank system.

2. Cancellation at the counter

Bring your ID card, credit card, and money to the bank counter. Explain the situation and handle cancellation.

In addition, it should be noted that after canceling the credit card, you need to close the account, so that it will be safer. Users can generally confirm again whether the account cancellation is successful after 45 days.

Ping An Bank Credit Card is one of the mainstream credit cards in China. Many people want to apply for a Ping An Credit Card. Before applying for a credit card, it is very necessary to understand the types of Ping An credit cards. Ping An Credit Card has a variety of credit cards. Different card types have different card types and come with different benefits. Customers can choose the appropriate card type according to their actual needs.

Ping An’s credit cards are mainly divided into four types: Golden Butler co-branded card, car owner credit card, insurance gold card, and platinum credit card.

1. Golden Butler Co-branded Card

Limited annual fee: quota 3,000 to 50,000; annual fee 288 yuan, rigidly charged in the first year, free of charge if consumption exceeds 30,000 in the first year Annual fee, and so on;

2. Car owner’s credit card

With this card, you can save 3,800 yuan a year. The passengers on the vehicle are insured for RMB 1.1 million, including accident insurance of RMB 500,000 for the driver, RMB 100,000 seat insurance for each person in the car with less than 7 seats, and RMB 4,000 for accidental medical treatment. 30-kilometer road rescue, water delivery, and electricity connection. Towing and changing tires.

3. Insurance gold card

With this card, you will have multiple accident protections. Travel guarantee: RMB 1 million for airplane. 200,000 for trains, light rails, subways, ships, 50,000 for cars, and 50,000 for general accidental injuries. General accidental medical treatment is 5,000 yuan, with a deductible of 300 yuan, 80% reimbursement for more than 300 yuan, and a one-day hospitalization subsidy of 30 yuan, up to 30 days at a time, and no more than 180 days in the year.

4. Platinum Credit Card

Have this card’s exclusive privileges and extraordinary enjoyment. Aviation insurance is RMB 10 million, spouse traveling with him is RMB 2.5 million, and children traveling with him are RMB 100,000. Train, light rail, subway 2 million, bus 1 million, self-driving car 400,000, seat insurance per person 100,000.

Application conditions:

Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply with his or her valid identity document and Other documents required by the card issuer to apply for a credit card personal card master card from the card issuer.

The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

That’s it for the introduction to Ping An’s credit card cancellation phone number.