1. According to the Guidelines on Risk Control and Safety Management of Bank Card Business, it is clearly stipulated that the applicant must apply for a credit card by himself with the original identity document, and no other individual is allowed to do it on his behalf.

Citizens who need to apply for a credit card must go to the bank in person or apply online. In addition to the applicant filling in the application form in person, copies of the applicant's ID card, personal income certificate and other documents are also required.

3. After qualified customers submit their credit card applications, the Head Office will also review them through the company fixed line or home fixed line provided in the applications, and will cancel the issuance if they are inaccurate.

4. Handling credit cards through agents or online agent platforms has great security risks. On the one hand, criminals may use this as bait to cheat money, on the other hand, personal information may be leaked.

Extended data:

Credit card issuers have the responsibility to protect the information security of cardholders. Card issuers should establish an effective information security protection system to protect the information security of cardholders. Provide safe and reliable password setting and modification services for applicants, and passwords should be able to be modified quickly and safely through counters, telephone banking and other channels.

When card issuers provide cardholders with service vouchers such as statements, they should partially block the card number (except vouchers printed by counter business). The issued bank cards shall meet the requirements of Bank Card Specification (JR052-2009) and Joint Technical Specification for Bank Card Networking (JR0055-2009).

Card issuers should actively issue PBOC 2.0 standard bank IC cards to improve their anti-counterfeiting ability. With the consent of the cardholder, for large-value transactions, the card issuer can confirm to the cardholder by telephone, SMS and other channels or take risk management measures such as risk warning.

In case of possible leakage of bank card information, the card issuer shall contact the cardholder in time to prompt the cardholder to change the card or modify the password as soon as possible. If the cardholder cannot be contacted and the situation is urgent, measures can be taken to temporarily lock the cardholder's account.

People's Network-Does it work to find someone to apply for a credit card? Bank: You must do it yourself.