The main reasons for credit card overdue are as follows:

1. Financial pressure: Poor personal financial conditions lead to inability to repay on time, including unstable income, excessive debt burden, or Sudden emergency expenses, etc.

2. Consumption habits: Some people have a strong desire to shop and cannot resist the temptation. They frequently use credit cards for consumption, which eventually exceeds their repayment ability.

3. Poor financial management: lack of awareness of financial planning and budgeting, paying no attention to bills and repayment dates, and easily overlooking or forgetting repayments.

4. Poor information channels: Failure to pay attention to bank notices, bills and related reminders in a timely manner resulted in missed repayment deadlines.

To sum up, the main reasons for credit card overdue are personal financial pressure, consumption habits, poor financial management and poor information channels. To avoid overdue repayments, it is recommended to plan your consumption reasonably, set an appropriate credit limit based on your personal financial situation, and ensure repayments on time. In addition, strengthening your financial management awareness, keeping track of billing and repayment dates, and paying attention to bank notifications and reminders will help avoid credit card overdue.

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