Now the credit cards of the four major banks are not easy to handle.
Even if you do, if you are an ordinary worker, the quota will not be high.
If you like, I suggest you do it in a commercial bank.
The amount is high, and there are more activities than these four lines.
Question 2: How about ABC's credit card? The function is not as powerful as China Merchants Bank. For example, online payment and other approvals are difficult, and the quota is generally unsatisfactory. Others are not used as other credit cards, and their status seems to be higher than that of China Merchants Bank.
Question 3: How about Agricultural Bank's credit card?
1, fashion enjoyment of credit consumption. Spend first and then repay, no need to deposit in advance, and fully experience the fashionable life brought by credit consumption.
2. The longest interest-free period is 56 days. The longest interest-free repayment period is 56 days, which is ahead of domestic counterparts and more flexible in mastering funds.
3. "516" wonderful sharing in stages. Provide "5 16" interest-free installment payment service, with deferred repayment function, to help you plan your financial management rationally and enjoy a high-quality life easily.
4. One card and two coins can be paid freely. The setting of RMB and USD dual accounts is specially designed for your global settlement needs, making the journey more relaxed and free.
5. Universal at home and abroad. It can be directly consumed by more than 20 million merchants with VISA, MasterCard logo and China UnionPay logo at home and abroad, and can withdraw cash from more than 840,000 ATMs around the world, enjoying convenient and fast services at any time.
China Agricultural Bank credit card processing conditions:
I. Application conditions
Anyone who has full capacity for civil conduct and legitimate income can apply for a personal card master card with his/her valid identity document to the Agricultural Bank of China (hereinafter referred to as the issuing bank).
Master card applicants can also apply for supplementary cards for parents, siblings, spouses or children, and relatives aged 16. The validity period of the supplementary card is the same as that of the main card. The cardholder of the main card has the right to request cancellation or stop payment of its supplementary card, and all transaction funds of the supplementary card are included in the main card account.
Two. Information to be provided when applying for a credit card
1. Identity information: copy of resident ID card or military officer's card; If compatriots from Hong Kong, Macao and Taiwan or foreigners apply in the Mainland, they also need to provide work certificates.
2. Proof of work income: proof of salary and a copy of social security (paid for more than half a year).
3. Auxiliary materials for credit card application of Agricultural Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original documents of telephone, water, electricity and gas charges in the last three months of the current residence, and copies of time deposit certificates with the amount of more than 65,438+00,000 yuan opened in Agricultural Bank, etc.
Question 4: How to apply for ABC credit card?
At least 18 years old, with full capacity for civil conduct;
Have a good credit record;
Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct;
Applicants should carefully read and approve the Peony Credit Card Charter of Industrial and Commercial Bank of China before applying for a card.
Application materials:
Identity information: copy of resident ID card or military officer's card;
Proof of work and income;
Other financial certificates: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.
Credit card application method:
Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate to ICBC, which will be audited by the background audit department of ICBC.
Online banking application: the applicant opens online banking with personal savings card account, enters ICBC official website, and enters the online banking page after entering the card number, login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.
Question 5: Is the credit card of Agricultural Bank easy to handle? Five points is not easy to do. But as long as the conditions are met, any bank's credit card can be handled.
Credit card application conditions:
1, age18; 2. Hold a valid identity; 3. No bad credit record; 4. Have a fixed work certificate; 5 proof of income stamped with the financial seal of the unit; 6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ; 7. Social endowment insurance certificate; 8. Provide two contacts.
The first three conditions must be met, and trying to provide 4-7 proof materials will improve the success rate and credit limit of card processing. It is best to apply for a credit card at a bank outlet, and there will be a phone call after approval.
Question 6: Is ABC's credit card good? Will it be very troublesome? The credit card of ABC is not easy to handle, and the process is very troublesome.
Question 7: How about handling the credit card of Agricultural Bank? It is understood that it is not easy to apply.
can try
Credit cards can try Guangfa, people's livelihood, investment promotion,
Question 8: Whether ABC's credit card is good or not depends on the credit limit and interest-free period. Didn't say which one was good or not.
Question 9: What are the advantages of Agricultural Bank credit card? Hello, the advantages are as follows.
1, Agricultural Bank of China Credit Card, like ICBC, has many business outlets, which makes it very convenient for cardholders to handle various businesses.
2. The Agricultural Bank of China has a 56-day interest-free period, which is the best among its peers.
3. In terms of annual fee, ABC's ordinary card and gold card can be swiped five times to avoid the annual fee for the following year.
4. ABC's credit card can be managed by multiple accounts, that is, quota sharing, independent billing date, and independent repayment.
5. In terms of repayment, ABC can provide automatic deduction service for cardholders in consideration of customers.
6. Agricultural Bank of China provides professional business travel services for credit card customers.
7. ABC's credit card withdrawal fee is low. The handling fee charged by Agricultural Bank of China for cash advance is 1% of the transaction amount (minimum 1 yuan). The handling fee charged by other domestic banks for cash withdrawal is 65438+ 0% of the transaction amount+2 yuan/transaction (minimum 3 yuan). The handling fee charged for overseas cash advance is 3% of the transaction amount (minimum USD 3 or equivalent foreign currency).
8. There is a student credit card specially launched for college students. As long as you bring your ID card and student ID card to the business outlet, you can apply for a credit card unconditionally.
9. ABC also has many preferential activities. Enjoy a 6% monthly refueling subsidy, three free rescues around the world, and 4S store maintenance discounts; The credit card of Agricultural Bank of China often offers half-price movie viewing discount.
Question 10: How about the credit card of ABC? Hello, 1. Enjoy the fashion of credit consumption. Spend first and then repay, no need to deposit in advance, and fully experience the fashionable life brought by credit consumption.
2. The longest interest-free period is 56 days. The longest interest-free repayment period is 56 days, which is ahead of domestic counterparts and more flexible in mastering funds.
3. "516" wonderful sharing in stages. Provide "5 16" interest-free installment payment service, with deferred repayment function, to help you plan your financial management rationally and enjoy a high-quality life easily.
4. One card and two coins can be paid freely. The setting of RMB and USD dual accounts is specially designed for your global settlement needs, making the journey more relaxed and free.
5. Universal at home and abroad. It can be directly consumed by more than 20 million merchants with VISA, MasterCard logo and China UnionPay logo at home and abroad, and can withdraw cash from more than 840,000 ATMs around the world, enjoying convenient and fast services at any time.