Does the questioner want to ask "Which of the following statements is correct?" Credit cards require consumption first and then repayment. Debit cards require deposits first and then use. Credit card holders must repay in full before the final repayment date. There is an interest-free repayment period for shopping purchases. There is no interest-free period for debit cards. Credit cards have no interest-free period. and debit card deposits accrue interest on a current basis. The question "Which of the following statements is correct" comes from the question. The options are that credit cards consume first and then repay, debit cards deposit first and then use, credit cards and debit cards can have a certain amount of overdraft, and credit card holders must pay before the final repayment date. If you repay in full, you will enjoy an interest-free repayment period for shopping purchases. There is no interest-free period for debit cards. Interest on credit card and debit card deposits is calculated based on the current period. According to the knowledge learned, the answer is that credit cards consume first and then repay. Debit cards are deposited first and then used. Credit card holders must repay in full before the final repayment date. There is an interest-free repayment period for shopping purchases. There is no interest-free period for debit cards. Credit card and debit card deposits are both Interest is calculated on demand basis.