If the credit card limit is relatively low, it can affect everyone's life to a certain extent. It's really uncomfortable to spend it without paying attention to the quota. So someone wants to sell the card before doing it. Xi Cai Jun told everyone here that cards can be sold, but in some cases they are unnecessary!

If the credit card and savings card belong to the same bank, Xi Cai Jun suggests that you can keep them first. As for other banks, they can cancel as appropriate, leaving only one or two cards. Pay attention to the consumption pattern when you usually spend, and don't spend all your quota every time. In addition, credit card repayment should be timely, and you can make an account by stages appropriately, which can make your credit card limit increase faster.

The Spring Festival is coming soon, so I don't have time to cultivate a good impression with the bank. Then, what should you do if you find that the bank has not increased your quota after applying once? You can find another bank to apply for another one and increase the quota in disguise; Or, it's not bad to find Ma Yun directly! Open Alipay directly, open the flower garden, even without a minute, there is an extra quota-and the usage fee is much cheaper than the bank! What, you said you couldn't borrow cash in advance? Naive, right? As long as you go to the micro-signal flower bud recycling service, you can also get emergency funds. If it takes too long to apply for a credit card, it is a good choice to directly open a flower shop.

Credit card has something to do with your own credit and personal credit. Don't rent or lend credit cards and accounts easily. Lending a credit card has certain risks. For example, the borrower's overdue repayment will cause the cardholder's personal credit stain, which will affect the cardholder's application for mortgage and car loan. The borrower will engage in illegal and criminal acts such as cashing out, and the cardholder will also face legal punishment.

The most direct way to increase the credit card limit is to provide valid proof of assets, such as real estate license or automobile driving license, or the method of large deposit. If you don't have a certain economic strength, what should I do if I want to increase the quota? A particularly simple way is consumption abroad, and consumption abroad is the most direct and effective way to raise money.

So if you have the opportunity to spend money abroad, try to swipe your credit card. Basically, as long as one payment has been made in consumption abroad, the credit card can generally be withdrawn if it is not overdue.