Without a credit card, there are three ways: 1, mobile banking reservation; 2. WeChat appointment; 3. QR code reservation. Take China Construction Bank as an example, as follows:

1. mobile banking reservation: log in to the app account of China Construction Bank, find the cash withdrawal reservation business section, and follow the prompts on the page.

2. WeChat reservation: Pay attention to the official WeChat account of China Construction Bank, send "Cash withdrawal without card" in the dialog box, and then follow the prompts.

3. QR code reservation: Click on the ATM's card-free cash withdrawal sign, and then scan the QR code with your mobile phone to successfully enter the credit card account, and then prompt for card-free cash withdrawal according to the information.