Current location - Trademark Inquiry Complete Network - Overdue credit card - What do soldiers need to apply for a credit card?
What do soldiers need to apply for a credit card?

Military members can apply for credit cards. However, for active duty conscripts, because they do not have a fixed occupation and their income is low, generally speaking, banks do not accept their application for credit cards.

Military personnel generally include three categories: active-duty officers, professional soldiers and conscripts. Among them, active-duty officers and professional soldiers are people with stable income and relatively fixed occupations, so banks usually accept their credit card applications.

The credit card application form is a document form uniformly produced by the card issuer. When organizations and individuals apply for a credit card, they must fill out an application form for review by the card issuer. For a company card applied for by an organization, the cardholder should be designated in writing and can apply for one main card and several supplementary cards; individuals can apply for one main card and one supplementary card.

Extended information:

Military members usually need to provide the following information when applying for a credit card:

① Military ID;

② Proof of residence, such as recent One month's water, electricity, landline phone bills, etc. - must be in your name;

③ Proof of work and income;

④ Proof of other assets.

Military members can apply at a bank counter branch with the above information, or they can apply online.

Organizations or individuals applying for a credit card must have a deposit account in a bank. The unit that receives the company card must already have a deposit account in the bank. There is no need to open a separate special account for deposit when applying for a credit card.

Individuals who receive a personal card must open a special deposit account with the credit card issuing institution and provide a guarantor. When the cardholder cannot repay the credit card consumption debt, the guarantor must unconditionally bear the repayment responsibility.

Reference: Baidu Encyclopedia-Credit Card Application Form