Because credit cards are overdrawn, although banks make full use of their own advantages to attract customers to apply for their own credit cards, they only list those who they think have repayment ability and integrity as card issuers, and not everyone can apply for credit cards. Let's take a look at what conditions are required to apply for a credit card:

1. Age requirements: the age is between 18 and 65;

2. Income and asset requirements: stable occupation and income;

3. Credit and ability requirements: good credit and ability to repay and pay interest on time;

4. Have full capacity for civil conduct;

5. Supplementary card processing: For those who do not meet the above application conditions, you can also apply for supplementary cards through parents or spouses, and the requirements are that they are natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct, but they must be at least 13 years old and under 16 years old and need a household registration book.

if you have the above conditions, it won't be a problem which bank has the best credit card. Of course, these are necessary conditions, and each bank still has its own differences.

then, it is the nature of your work unit. State-owned or private? Is it enterprise establishment or career establishment in state-owned enterprises? Do you have a master's degree or a junior college degree or above? What is the job title? Marriage or not? How long have you worked in the company?

All these factors affect your comprehensive score.