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Hello, can I withdraw cash with the Agricultural Bank of China credit card?

Of course you can withdraw cash with the Agricultural Bank of China credit card. Cash withdrawal with a credit card is a cash advance, which is one of the most basic functions of a credit card. If you have the Agricultural Bank of China’s Golden Harvest Credit Card, you can directly use your credit card to withdraw cash through self-service terminals such as ATMs. However, although you can use a credit card to withdraw cash, it is recommended not to use a credit card to advance cash in non-emergency situations, because the cost of using a credit card cash advance function is very high - there is no interest-free repayment period for using a credit card to advance cash. Moreover, interest will be calculated from the day you withdraw cash. The daily interest rate is 0.5% and compound interest is calculated on a monthly basis. The handling fee is also very high. It is charged in proportion to the amount of cash withdrawn, usually above 1.

So it is recommended that you do not use credit cards to withdraw cash. You can use credit cards for consumption. You can call the bank’s customer service number for consultation. I hope my answer can help you.